Great optical

See better and save more.

100% back on optical items up to annual limits with one of the largest choices of preferred optical providers in Australia.

  • from$22.09/week*

    ($44.18 / fortnight)

    Basic hospital and extras cover.

    Basic

    Hospital ($500 excess)

    • Shoulder and knee reconstruction
    • Colonoscopies
    • Ambulance^

    Basic

    Extra (55% back at Members' Choice Providers)

    • Optical
    • General Dental
    • Physiotherapy
    View details
  • from$32.99 /week*

    ($65.98 / fortnight)

    Comprehensive cover for peace of mind.

    Standard

    Hospital ($500 excess)

    • Removal of Appendix
    • Wisdom teeth removal
    • Heart related services

    Top

    Extra (55% back at Members' Choice Providers)

    • Optical
    • General and Major Dental
    • Physiotherapy
    View details
  • from$40.67 /week*

    ($81.34 / fortnight)

    For planning a family and comprehensive extras.

    Top

    Hospital ($500 excess)

    • Pregnancy related services
    • Psychiatric treatment
    • Investigative procedures

    Top

    Extra (55% back at Members' Choice Providers)

    • Optical
    • General and Major Dental
    • Physiotherapy
    View details

*Prices displayed for singles in NSW entitled to a 26.791% Australian Government Rebate. Hospital prices assume nil Lifetime Health Cover loading and $500 excess (unless otherwise stated). Waiting periods may apply including 12 months for pre-existing conditions and some dental services. Minimum payment frequency is fortnightly.
^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.

Things worth knowing about our optical cover

100% back
Get the whole amount back in your pocket for frames, prescription glasses, contacts and more, up to your annual limit included with your level of cover, at any Members' Choice provider.
Find a provider
One of the largest health fund optical networks in Australia
We've got one of the largest health fund optical networks nationally by partnering with our optical providers OPSM, Specsavers and VSP Neighbourhood Eyecare.
Learn more about Medibank's optical network
Discounts on sunnies and surgery
Laser eye surgery and sunglasses discounts are avilable to Medibank members at certain Members' Choice providers.
Checkout our optical offer
Know your cost upfront
Members' Choice providers offer capped charges for optical treatments. The amount you get back depends on your level of cover.
Learn more
15% off eye surgery
Medibank members on selected extras and packaged covers undergoing certain laser eye surgery procedures can receive a 15% reduction on their surgical fees* at Vision Eye Institute.
Learn more

Common questions

What's included in extras cover?
Trips to the optometrist, new specs or contact lenses, and eye treatments such as eye therapy are covered with Medibank extras cover. Waiting periods apply.
Explore our cover
What's included in hospital cover?
Major eye surgery, including cataract and lens-related procedures is included in our Top Hospital health cover. Laser eye surgery is only included with Ultra Health Cover. Waiting periods apply.
Explore our cover

What's most important to you?

  • With any Medibank hospital cover, you could qualify for tax savings and government rebates.

  • Get cover for pregnancy, childbirth and your new family.

  • Keep teeth healthy with Top Extras cover.

  • Tailor hospital and extras cover to suit your circumstances.

Learn more about health insurance

Find out more about things like the Lifetime Health Cover loading, waiting periods, annual limits and Government rebates on our understanding health insurance page.