λ Two month waiting period applies. No annual and visit limits apply for clinically necessary dental examinations, scaling, cleaning and fluoride treatments provided by Members' Choice Advantage dentists.Maximum two bitewing x-rays per check-up, up to four per year, where clinically needed. Members’ Choice Advantage dentists not available in all areas. Different benefits and annual limits apply to other dental services included on your cover and for dental check-ups received at dentists that are not Members' Choice Advantage dentists, refer to your cover summary for details.
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Medibank’s Corporate cover
Medibank also has general Corporate cover options you might like to browse. Our new corporate health cover makes it simpler than ever to use your extras to stay healthy, and gives you access to an ongoing 5% discount.
Want everyday value that works better for you?
As a valued employee of one of our corporate partners, you’re set to enjoy everyday value and ongoing discounts on your Medibank Corporate health cover. What’s more, looking after your health can be easier on your hip pocket too with 100% back on a select range of services on eligible Medibank Corporate hospital & extras cover.
100% back on dental check-ups, whenever you need it
Dental care but make it simple. Get 100% back on clinically necessary dental check-ups at Members' Choice Advantage dentists, without worrying about annual and visit limitsλ.
100% back on health screenings
Health checks can help keep us well. That’s why we provide 100% back on selected health screenings, when appropriate, up to annual limits, where no Medicare Benefit is payable.Φ
Out-of-pockets may apply. Benefits payable for health screening test only, excludes GP and specialist consultation fees.
100% back on optical on eligible extras±
At Medibank we think you deserve to see the world clearly. That’s why when you join eligible Medibank extras you get 100% back on optical items at all recognised providers up to annual limits±.
Want up to 11 weeks' worth of free cover?
As an employee of a Medibank corporate partner, you can take our corporate offer and get: 6 free weeks + up to 5 extra weeks' worth of value and an ongoing corporate discount every year thereafter. Plus, we’ll waive 2&6 month waiting periods on extras. Offer ends 30 June 2025. Use promo code CORPWEEKSFREE. Eligible new members only. T&Cs apply.*
Work Better, Live Better with Medibank
At Medibank, we adopt a holistic approach to health insurance and seek to establish a bigger picture around what ‘better health’ means – for you, and your employees. Meaning we don’t just focus on what goes on in people’s 9 to 5. We look at how each member can improve every part of their everyday. Because ultimately, we know that when you work better, you live better too. Want to work with Medibank towards better health? Enquire with our corporate team today.
Incredible cover for incredible humans
As one of Australia’s leading health insurers◊ with over 45 years of experience, we understand the importance of better health for better lives. The benefits available on our Corporate health cover are designed to help you get better value and better support when it comes to looking after your health.
Medibank Health Programs
Where clinically appropriate, eligible Medibank members can access a range of health programs designed to help manage their health conditions and provide access to more affordable care options.﹢﹢
Prepare for a better hospital stay
Getting hospital cover allows you to receive benefits for treatment you receive in hospital as a private patient. All Medibank Corporate Hospital Covers include unlimited emergency ambulance^, Accident Cover Boost﹢, our private room promise∑∑ and no excess for kids on a family membershipΩ.
You could earn up to $700 worth of rewards
On top of being able to earn up to $400 worth of value, as a Medibank member with Live Better rewards* on an eligible corporate cover⊗ you could earn an extra $300 worth of value with Live Better rewards when you complete the Weekly Goal Streaks∨. That’s up to $700 worth of value!
Want more from your hospital cover?
As a Medibank Corporate Hospital & Extras member, your cover will also include all of the below benefits - at no extra cost.
Unlimited Emergency Ambulance
No matter which Hospital or Extras policy you choose, you'll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.^
Accident Cover Boost
If you have an Accident, you’ll get the benefits of our Gold level hospital cover, no matter what level of hospital cover you have, thanks to our Accidental Injury Benefit.+
Corporate Health Assist
Not sure what Medibank health service you need? Our Corporate Health Assist line can guide Corporate Health Cover members towards eligible health programs or services that may be appropriate for you. Call 1800 228 103 between Mon - Fri 9AM – 5PM AEST.
Enjoy health member discounts
As a Medibank health insurance member, you can enjoy discounts on our range of Life, Pet and Travel insurance products. Enjoy 10% off Medibank Life Insurance and Income Protection, 10% off Medibank Pet Insurances every year and 15% off Medibank Travel Insurance.
Things you should know
Φ Benefits payable for health screening test only, excludes GP and specialist consultation fees. Services must be performed by a Medicare registered provider who is appropriate for the service and a benefit is only payable by Medibank where there are no Medicare benefits payable for those services. 2 month waiting period applies.
± Excludes Healthy Living Extras and select products that are no longer available for sale (for more information check your cover summary or check this page). Applies to prescription glasses and select contact lenses. Some glasses lens coatings and contact lenses are excluded. To find which specific items are included or excluded, call us on 132 331. 6 month waiting period applies.
◊Based on the number of policies set out in APRA’s Operations of Private Health Insurers Annual Report 2021 for Medibank Private Limited.
﹢﹢ Must have eligible hospital cover, all relevant waiting periods must have been served and treating doctor must consider it appropriate. Out of pocket expenses may apply.
## Waiting periods apply, including 12 months for some dental services. For Child Dependants (up to 21 years) and eligible Student Dependants (up to 31 years). Members’ Choice providers not available in all areas.
^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required, and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.
+ For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months of the Accident occurring. Excludes Private Emergency Department Benefit, hospital bonus, claims covered by third parties and our Private Room Promise. Out-of-pocket costs may apply.
∑∑ You'll need to request a private room from the Members’ Choice hospital at least 24 hours prior to your stay, provide supporting documentation to Medibank from the hospital about this request and be eligible to receive benefits for the treatment you received during your stay. Does not apply for same-day admissions or admissions for sleep studies, or where your doctor specifically requests a shared room for clinical reasons.
Ω Other out–of–pocket expenses may apply.
* Must be 16 years or over to register for Medibank Live Better rewards. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards in the My Medibank app to earn Live Better points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Additional terms and conditions may apply to points earning activities and rewards. Points earning activities and rewards are subject to change and may be subject to availability. Wherever possible, we will give you notice of these changes. See full Medibank Live Better rewards terms.
⊗Medibank members who hold corporate cover who do not also hold Healthy Living Extras cover (Eligible Members) can participate in the Weekly Goal Streaks.
∨ Weekly Goal Streak: Eligible Member must track and complete 10 consecutive Weekly Goal’s to complete the Weekly Goal Streak activity and earn 6,000 Live Better rewards points. Eligible Member can complete up to 5 Weekly Goal Streak activities in a year. Live Better rewards points will appear in Eligible Member’s Live Better rewards account within 30 days of completion of the Weekly Goal Streak. Live Better rewards reserves the right to cease to make the Weekly Goal Steaks available at any time. To the extent of any inconsistency between this disclaimer and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.
Medibank Live Better rewards Challenges & Goals Earning Policy: The participant of a Medibank Live Better rewards Challenge or Goal may not receive Live Better rewards points or may have their already credited Live Better rewards points reversed in accordance with the Medibank Live Better rewards terms and conditions. To earn Live Better rewards points, the participant needs to properly complete 100% of the eligible Challenge or Goal according to the instructions. The number of Live Better rewards points available for Medibank Live Better rewards Challenges and Goals is subject to change without prior notice. The maximum number of Live Better rewards points that each Medibank Live Better rewards member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better rewards points. Special offers may apply to increase this maximum from time to time, such as for eligible Medibank members on an eligible corporate cover who complete the Weekly Goal Streaks to earn up to an additional 30,000 Live Better rewards points. To the extent of any inconsistency between this Policy and the Medibank Live Better rewards terms and conditions, the terms and conditions will take precedence.
* For new members on new memberships who join and start eligible combined Corporate Medibank Hospital (Bronze Plus, Silver Plus & Gold Hospital) and Corporate Extras (excluding Healthy Living Extras) from 7 May to 30 June 2025 and who have not held Medibank health cover in previous 60 days (unless they are a dependant coming off their parent’s cover). Must quote promo code ‘CORPWEEKSFREE’ when joining and set up and maintain direct debit. Excludes Corporate Basic tier cover, resident consumer Hospital and Extras cover, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers, Medibank Healthy Living Extras, and other selected covers. Not available with any other offer. Medibank may end this offer or amend these offer terms and conditions at any time without notice.
Corporate discount terms: Must be eligible to receive a Corporate health insurance discount as an eligible employee of a Medibank corporate partner.
6 weeks free terms: Must set up direct debit when joining and hold eligible cover for 42 consecutive days from the policy start date to get the next 6 weeks free. The next 6 weeks free will be applied at the next billing cycle after you have held eligible cover for 42 consecutive days. The 6 weeks free will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period.
5 weeks free corporate discount terms: if applicable, additional weeks free will be applied at the billing cycle after you have held eligible cover in the 11th month of the first year, and will be based on the value of your existing corporate discount such that you will receive a discount to the value of 5 weeks free over the first full year you hold the policy. Depending on the value of their existing corporate discount, some members may not receive additional weeks free value in the first year.
2&6 month waits waived on extras terms: When quoting promo code ‘CORPWEEKSFREE‘ when joining and setting up and maintaining direct debit, 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.