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See the world with one of Australia’s leading health insurers

You don’t want to take risks with your health when you’re far from home. Medibank Travel Insurance gives you leading hospital, accident and medical evacuation cover while overseas. And with optional inclusions for bigger adventures, you can explore right to the edges of your map.

$Unlimited overseas medical

Cover for hospital treatment and medical evacuation

$Unlimited cancellations

Cancellation cover for accommodation and other prepaid travel expenses, cancelled due to unforseen circumstances.

Pre-existing
conditions

Cover for pre-existing medical conditions like asthma and allergies

Children covered free

Accompanied children or grandchildren under 21 are covered for free


Plus with every international insurance policy you get:
  • 24 hour emergency assistance
  • Choice of policy excess levels
  • Free Global SIM card
couple on moped

Your insurance shouldn’t go on holiday too

Our team of experienced doctors, nurses, travel consultants and case managers are here for you, 24/7. They can help:

  • find you appropriate medical treatment
  • monitor your medical care
  • pay larger medical bills directly to the hospital
  • arrange your medical evacuation
  • change onward travel plans
  • replace lost travel documents or credit cards

What am I covered for overseas?

Both our international plans give you $unlimited medical and return-to-home cover if anything goes wrong, plus our comprehensive plan also covers you for a range of other surprises.

Medical only
Inclusion description Amount
Overseas Medical and Hospital Expenses
Unlimited cover for the cost of medical treatment, including emergency dental and ambulance transportation.
$Unlimited
Additional Expenses
Unlimited emergency accommodation and transport expenses if a natural disaster disrupts your journey or you get sick and can’t complete your journey.
$Unlimited
Personal Liability
Depending on the circumstances, we’ll help with compensation payments for damage you cause to property or people.
$5,000,000
Comprehensive
Inclusion description Amount
Overseas Medical and Hospital Expenses
Unlimited cover for the cost of medical treatment, including emergency dental and ambulance transportation.
$Unlimited
Cancellation and Amendment Fees
Unlimited cancellation and amendment fees when your travel arrangements change for reasons outside of your control.
$Unlimited
Additional Expenses
Unlimited emergency accommodation and transport expenses if a natural disaster disrupts your journey or you get sick and can’t complete your journey.
$Unlimited
Luggage and Personal Effects
Generous inclusions for luggage and personal effects, if anything is lost, stolen or damaged.
$8,000
Travel Documents, Credit Card & Travellers Cheques
Cover for the cost of replacing your lost or stolen travel documents.
$5,000
Delayed Luggage Allowance
Reimbursement for emergency clothes or toiletries you buy to tide you over.
$750
Theft of Cash
Reimbursement of lost or stolen money including cash, currency notes and money orders.
$250
Rental Car Insurance Excess
Hire car insurance excess up to $4,000.
$4,000
Travel Delays
Cover for out-of-pocket expenses resulting from delays outside of your control.
$2,000
Alternative Transport Expenses
If delays mean you’ll miss a specific important event, we may be able to cover the cost of getting you there another way.
$5,000
Resumption of Journey
Cover to recommence your journey if you need to fly home for certain emergencies.
$3,000
Hospital Cash Allowance
Reimbursement for hospital incidentals like calls and magazines if you’re hospitalised for more than 48 hours. Just remember to keep the receipts.
$5,000
Loss of Income
In some cases, where you’re injured during your trip and unable to work, we’ll help for up to 6 months while you’re getting back on your feet.
$10,000
Permanent Disability
If you have an accident that permanently affects your sight or the use of your limbs, we may be able to offer financial assistance.
$25,000
Accidental Death
Money towards funeral expenses and other costs.
$25,000
Personal Liability
Depending on the circumstances, we’ll help with compensation payments for damage you cause to property or people.
$5,000,000

More than one trip a year?

A Medibank Annual Multi-Trip policy is great if you’re away from home a lot. It gives you comprehensive cover for every international trip you take within a year.

Pricing

We offer quotes based on your specific travel circumstances, including your destination. Regions or countries are grouped into ‘areas’ based on the costs associated with making claims there. These areas are mapped out below.

Choose your destination

Area 1

Worldwide, including the Americas and Africa.

Covers travel to:

  • USA incl. Hawaii
  • Canada
  • Africa
  • South America
  • Any destination not listed in the other areas

Area 2

Worldwide,excluding the Americas and Africa.

Covers travel to:

  • UK
  • Europe
  • Asia
  • Middle East

Area 3

United Kingdom & South East Asia

Covers travel to:

  • United Kingdom (including Republic of Ireland)
  • South East Asia (excluding Indonesia)

Area 4

Indonesia, South West Pacific, New Zealand and domestic cruising

Covers travel to:

  • Indonesia
  • New Zealand
  • South West Pacific
  • Domestic cruises

Area 5

Australia, including Norfolk Island and Antarctic sightseeing flights.

Covers travel to:

  • Australia
  • Norfolk Island
  • Antartica sightseeing flights
Going on a cruise

Going on a cruise?

Cruises are a great way to see the world. With Medibank International Travel Insurance, you'll be covered for medical attention and air ambulance evacuation on the ship.

If you’re planning on sailing the open seas, having travel insurance will give you peace of mind so you can sit back, relax and enjoy the salt water spray.

We’ve got your questions covered

Existing Medical Condition means a disease, illness, medical or dental condition or physical defect that at the Relevant Time meets any one of the following:

  1. has required an emergency department visit, hospitalisation or day surgery procedure within the last two years;
  2. requires
    1. prescription medication from a qualified medical practitioner or dentist;
    2. regular review or check-ups;
    3. ongoing medication for treatment or risk factor control;
    4. consultation with a specialist;
  3. has
    1. been medically documented involving the brain, circulatory system, heart, kidneys, liver, respiratory system or cancer;
    2. required surgery involving the abdomen, back, joints or spine;
    3. shown symptoms or signs however, a medical opinion or investigation has not been sought to confirm or provide a diagnosis; or
  4. is
    1. chronic or ongoing (whether chronic or otherwise) and medically documented
    2. under investigation;
    3. pending diagnosis; or
    4. pending test results.

‘Relevant Time’ in respect of:

  1. Single Trip policies means the time of issue of the policy
  2. Annual Multi-Trip policies means the first time at which any part of the relevant trip is paid for or the time at which the policy is issued, whichever occurs last.

You can view or download the Product Disclosure Statement to find a full definition of a 'Pre-existing Medical Conditions' on page 15

Download PDS

Yes, you can purchase our travel insurance that will cover you up to your 26th week of pregnancy. However, please note the following important points:

  1. If you are aware of the pregnancy at the time of issue of the policy, an online medical assessment must be completed if either of the following apply:
    • there have been complications with this or any previous pregnancy;
    • you are having a multiple pregnancy (e.g. twins or triplets); or
    • the conception was medically assisted (including hormone therapies and IVF).
    You can complete an assessment by either visiting your nearest Medibank store, online at medibank.com.au/travel or by calling 134 190.
  2. Cover is only provided for unexpected serious pregnancy complications which occur before the 26th week of pregnancy.
  3. No cover is provided for childbirth or the health of a newborn child, irrespective of the stage of pregnancy at which the child is born.
  4. Expectant mothers should therefore consider whether they travel and buy this policy, particularly if travelling beyond the 20th week of pregnancy.

    You can view or download the Product Disclosure Statement to find full Details regarding pregnancy on page 17.

    Download PDS

Select the Area which you will spend the most time in. The following areas apply to the single and annual multi-trip policies

Single trip

  • Area 1 – Worldwide including Americas/Africa (it is compulsory to select this option if more than 20% of Your time is spent in the Americas or Africa)
  • Area 2 – Europe, Asia and the Middle East
  • Area 3 – UK and South East Asia
  • Area 4 – Indonesia, South West Pacific and NZ
  • Area 5 – Australia

Note: For domestic cruising, please choose Area 4.

Annual Multi-trip

  • Area 1 – Worldwide including Americas/Africa (it is compulsory to select this option if more than 20% of Your time is spent in the Americas or Africa)
  • Area 2 – Worldwide excluding the Americas and Africa
  • Area 5 – Australia

When you buy a worldwide travel insurance policy you are automatically covered for travel anywhere in the world.

No, our policies must be taken out 'pre-travel' and cover you from when you leave your home until you get back to Australia.

If you have an emergency whilst travelling, contact Emergency Assistance immediately on +61 (2) 8907 5672 or one of the following numbers and our team will be able to help you deal with your emergency.

You can call the 24 hour hotline from anywhere around the world, 24 hours a day, 7 days a week. For easy reference, the phone number and your policy number can be entered on your Emergency Assistance Card and kept in your wallet.

A safe trip is a good trip

Read important safety warnings, vaccination advice and travel tips to help make the most of your time away

* - 15% off Medibank Travel Insurance offer ends 12 November 2017. The 15% discount is inclusive of the standard 10% Medibank health member discount.   For new travel policies purchased online, or on the phone or in-store using the promo code MEDIBANK15.  Non-members are entitled to the 15% discount off travel insurance.  This offer cannot be used in conjunction with any other offer or promotion.

~ - Subject to approval

1 - Cover is included for your children or grandchildren identified on the Certificate of Insurance and travelling with you on your Journey is included in the policy provided they are not in full time employment, they are financially dependent on you and they are under 21 years of age.

2 - Free Global SIM Card available to eligible Medibank Travel Insurance holders who purchase an international travel insurance policy. Please allow at least 7 days prior to departure to receive your delivery of the Global SIM card. Handsets must be unlocked for the Global SIM Card to work on your mobile. This is a pre-paid service. Network coverage is not available in all areas and rates may change at any time. Visit covermore.com.au/sim to view full pricing details, rates, coverage and terms and conditions. Services are provided by United Global SIM Ltd 1810796. Cover-More Insurance Services Pty Ltd ABN 95 003 114 145 and Travel Insurance Partners Pty Limited ABN 73 144 049 230 are not the providers of any Global SIM products or services and may receive payments which are linked to customer usage and credit purchased.

3 - Automatic cover for a limited number of pre-existing conditions outlined in the Combined FSG/PDS. All other pre-existing conditions need to be disclosed at the time of application. Cover is not guaranteed and subject to a medical assessment.

4 - Item limits apply. See page 11 of Combined FSG/PDS for more information.

5 - Maximum liability collectively for sections Loss of Income, Personal Liability and Accidental Death is $10,000 on the Domestic Plan and $25,000 on the International Comprehensive Plan. Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.

6 - Medical cover will not exceed 12 months from the onset of the illness or injury. Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.

7 - Limits apply. See pages 41-43 of Combined FSG/PDS for more information. Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.

8 - Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.

9 - Cover is limited to a maximum duration of up to 30, 45 or 60 days for international trips or 15 or 30 days on domestic trips depending on the duration choice you make

10 - Please refer to page 44 of Combined FSG/PDS for more information.

Limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 issues the insurance on behalf of the insurer. The issuer is Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Please review your own needs and consider the Combined FSG/PDS available from Medibank stores or medibank.com.au/travel to decide if this product is right for you.