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Your 2018 Hospital & Extras premium

Your premium is set to change on 1st April, 2018. We’ll help you understand the changes, and show you how to get the most value from your health cover. To view your new premium click below.

Are you getting the most out of your cover?

Make sure your cover has what you need, and get the most value with these simple tips.

Know your cover before you need your cover

When things go pear shaped, the last thing you want to worry about is what's included in your cover. Login to medibank.com.au/members to refresh your knowledge of your cover and check our handy tips to help you make the most of your current cover.

See handy tips.

Get more back with Members’ Choice

Get 100% back on an annual dental check up with a Members’ Choice dentist1. We've also negotiated maximum agreed prices at Members' Choice providers so you can be clear about what your out of pocket may be for a wide range of Extras services. It helps to have access to a large network of health service providers across the country – find one closest to you.

Find your store.

 

Peace of mind with Hospital cover

As part of our Hospital cover, we've worked closely with GPs to develop CareComplete, a range of integrated health support services to help eligible members better manage their chronic conditions. CareComplete is currently available in most major metropolitan and regional centres2.

CareComplete info.

Better support before and after hospital 

Our Health Concierge3 program gives extra support to eligible members when they need it most. If you’re preparing for, or recovering from a hospital stay, we'll aim to help make it as comfortable and stress-free as possible. You can also get a head start with these helpful tips.

Read hospital tips.

 

Does your cover have what you need?

Everyone benefits from a quick health check now and then. And the same goes for your health insurance.

Simply complete our quick questionnaire to find out whether your cover is still right for you, and request a callback to chat about your options.

Check my cover

Why you should stay covered

There are plenty of reasons to keep both your Hospital and Extras cover in 2018 and beyond.

You could get seen sooner

Wait times for procedures such as knee replacements and cataract removal are generally shorter in a private hospital with Hospital cover, so you won't have to wait weeks or months to see a doctor. In fact, in a private hospital, you'll be treated as soon as you and your specialist are ready.

Don't let hospital expenses cost you an arm and a leg

Hospital bills can be expensive but with hospital cover you can rest easy knowing you won't be shouldering the full costs of private treatment on your own. This is more important than ever, as Australian health care costs in general continue to rise due to things like new technologies, an increase in chronic conditions and an ageing population.

 

Get value from your Extras

Your Extras cover helps look after your day-to-day health. Extras cover limits renew each year, so check your limits on our app or at medibank.com.au/members to make sure you’re getting the most out of them. 

Claim on the spot

Usually, your Members’ Choice provider can settle your claim while you're there. Even if not, it’s quick and easy to do it online – just go to medibank.com.au and have your receipt handy.

 

Ever wondered what's sending people like you to hospital? Use our handy tool to see common procedures, and find out how much they may cost.

 

How our members count on us

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$1,082,699,167

Total benefits Medibank paid towards Extras for 2016/17

Medibank Mobile App

Update your details, check your limits and see what your cover includes from your mobile  - anywhere, anytime. Download now: Google Play or Apple App Store.

Why premiums are changing

No one likes a price increase, but reviewing premiums allows us to keep pace with rising healthcare costs. Doing so means we can continue to help members like you with the costs of accessing a world-class health system. Here’s what affects the cost of premiums.

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Better quality healthcare

In Australia, we enjoy some of the best healthcare in the world. New and improving technologies mean better treatment, but they can come at a price. These technologies are often expensive to implement, and contribute to higher overall costs in the health sector.

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A rise in chronic conditions

While we’re living longer, Australians are also being admitted to hospital in record numbers. Chronic conditions such as heart disease and diabetes are increasing year by year.

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Our ageing population

As they say, 50 is the new 30, 60 is the new 40, and so on. It’s great news that Australians, on the whole, are living longer. But the longer we live, the more healthcare we’re likely to need.

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Decreasing government rebates

The Australian Government Rebate for health insurance has been steadily decreasing each year, which means your premiums may be higher.

Frequently asked questions

Things you should know

1 - Two month waiting period applies. Excludes x rays.

2 - Subject to meeting CareComplete eligibility criteria. Not available in the Northern Territory.

3 - Subject to meeting Health Concierge eligibility criteria.