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Your 2018 Hospital and Extras premium

Your premium is set to change on 1st April, 2018. We’ll help you understand the changes, and show you how to get the most value from your health cover. To view your new premium click below.

Are you getting the most out of your cover?

Make sure your cover has what you need, and get the best value with these simple tips.

Know your cover and make the most of it

Getting better value from your cover can be as simple as understanding what's included. Login to to refresh your knowledge and check our handy tips to help you make the most of your current cover.

See handy tips.

Could you benefit from extras?

Get 100% back on dental on an annual dental check up with a Members’ Choice dentist1. You’ll also enjoy maximum agreed prices at Members' Choice providers so you know what your out of pocket is, and a wide range of Extras services. It helps to have access to a large network of health service providers across the country –  find one closest to you.

Find a provider.

Make sure your cover suits your needs

Time to take care of that niggling sports injury? Thinking about starting a family? It’s always a good idea to see if your cover is moving in the same direction as your life. Chat to one of our team members on 13 23 31 to explore your options, or visit us at a store near you. 

Find your store.

You could avoid Lifetime Health Cover loading

Have you turned 31? If you're over 30, every year you don't have Hospital cover a 2% government loading may be added to your premium.

Find out more.

Does your cover have what you need?

Everyone benefits from a quick health check now and then. And the same goes for your health insurance.

Simply complete our quick questionnaire to find out whether your cover is still right for you, and request a callback to chat about your options.

Why you should stay covered

There are plenty of reasons to keep both your Hospital and Extras cover in 2018 and beyond.

Stay in control

Your Hospital cover lets you enjoy generally shorter wait times for a range of in-hospital elective procedures. As a private patient you'll also have flexibility over where, when and by whom you'll get treated.

Cover for the unexpected

Accidents happen, even to the fittest and healthiest of us. But if you do get injured, you’ll get the benefits of our top level of hospital cover in the event of an Accident2. It also includes unlimited emergency ambulance services3, so all you need to focus on is getting better.

Make the most of your Extras

Time for a dental check? Hanging out for a massage? Your Extras cover annual limits renew each year, so check your limits on the Medibank Mobile App or at

Claim on the spot

Usually, your Members’ Choice provider can settle your claim while you're there. Even if not, it’s quick and easy to do it online – just go to and have your receipt handy.

Ever wondered what's sending people like you to hospital? Use our handy tool to see common procedures, and find out how much they may cost.

How our members count on us

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Total benefits Medibank paid towards Extras for 2016/17

Medibank Mobile App

Update your details, check your limits and see what your cover includes from your mobile – anywhere, anytime. Download now: Google Play or Apple App Store.

Why premiums are changing

No one likes a price increase, but reviewing premiums allows us to keep pace with rising healthcare costs. Doing so means we can continue to help members like you with the costs of accessing a world-class health system. Here’s what affects the cost of premiums.

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Better quality healthcare

In Australia, we enjoy some of the best healthcare in the world. New and improving technologies mean better treatment, but they can come at a price. These technologies are often expensive to implement, and contribute to higher overall costs in the health sector.

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A rise in chronic conditions

While we’re living longer, Australians are also being admitted to hospital in record numbers. Chronic conditions such as heart disease and diabetes are increasing year by year.

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Our ageing population

As they say, 50 is the new 30, 60 is the new 40, and so on. It’s great news that Australians, on the whole, are living longer. But the longer we live, the more healthcare we’re likely to need.

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Decreasing government rebates

The Australian Government Rebate for health insurance has been steadily decreasing each year, which means your premiums may be higher.

Frequently asked questions

Things you should know

1 - Two month waiting period applies. Excludes x rays.

2 - Excludes claims covered by third parties such as Workcover. For accidents that occur after join date.

3 - Waiting period applies. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn’t be transported any other way. Tasmania and Queensland have State schemes providing ambulance services for residents.