Overseas Visitor Health Insurance includes Accidental Injury Benefit. This means that an excluded service will be treated as an included service where you require hospital treatment as the result of an Accident. This ensures that you have peace of mind against the unexpected and can focus on enjoying your Australian adventure.
What is an accident?
An unforeseen event, occurring by chance and caused by an external force or object, resulting in involuntary injury to the body requiring immediate treatment.
Accident does not include any unforeseen conditions the onset of which is due to medical causes nor does it include pre-existing conditions, falling pregnant or accidents arising from surgical procedures. Condition means a state of health for which treatment is sought.