Why Medibank Extras?
With Extras cover, you receive a range of benefits that reduce your out of pocket expenses when you claim on non-hospital services that aren’t normally covered by hospital and medical Overseas Health Cover – like dental, optical, physio and so much more!
Across most of our Medibank Extras covers, you’ll get the below benefits at no extra cost. These are just some of the ways we can help you to take charge of your health and wellbeing.
100% back on dental check-ups twice a year
Here's something to smile about – all Medibank members with extras cover get 100% back on up to two dental check-ups every year, including x-rays, at any Members' Choice Advantage dentist.^
100% back on most optical items
Everyone deserves to see the world clearly. That’s why when you join Medibank extras and serve any waiting periods, you get 100% back on most optical items at all recognised providers up to annual limits.~
Are you an active person?
Get help with the cost of preventing and treating any injuries, aches and pains to keep your body in top condition. Most of our current Extras covers pay benefits towards physio, chiro and osteo.#
Live Better rewards
With Live Better rewards, you can earn points by tracking healthy actions. And if you're an eligible Medibank member with hospital or extras, these points can go towards rewards from select partners, a $200 premium payment and more.
The amount you can claim back at Members’ Choice providers, up to annual limits. Fixed amounts apply at non-Members’ Choice providers, up to annual limits.
Get rewarded
Getting your Live Better reward points is as easy as following these steps
Join Medibank extras
Join eligible Medibank extras only cover, and maintain cover for 42 days.
Sign up to Live Better rewards
Sign up to Live Better rewards via the My Medibank app.
Track an activity within 42 days of starting cover
Connect your wearable device or mobile health app and start auto-tracking, or track manually within the app.
Redeem your Live Better reward points
Within 10 weeks of joining you will receive your Live Better points which you can redeem for rewards.
My Medibank App
No need to wait! Make a claim directly through the app as soon as you’ve visited your physio, dentist, chiro or any other extras provider. You can even check your service limits, claims history and the status of claims you’ve made.
Boost your potential
Your health is essential to reaching your potential which is why we're focused on helping you stay healthy all year round.
If you need support finding the right extras cover, speak to one of our friendly team and remember to quote the promo code 'OVERSEASEXTRAS' to redeem this offer.
Offer ends 04 November 2024.
Things you should know
For existing members on Medibank and ahm Overseas Student Health Cover (OSHC) or Overseas Workers Health Cover who do not already hold Medibank health cover (including extras cover), who join and maintain eligible extras cover from 4 September 2024. Offer ends 4 November 2024. Must quote promo code 'OVERSEASEXTRAS' when joining. Excludes Hospital ONLY cover, Accident ONLY cover, Ambulance ONLY cover, Overseas Workers Premium Hospital, Medical and Extras, Healthy Living Extras, Corporate Overseas Workers Health cover, Corporate Overseas Workers Health Cover Advantage, Travel Insurance, Pet Insurance, Funeral Insurance, Life Insurance & Income Protection, ahm covers (other than ahm OSHC) and all corporate covers. Not available to Medibank employees. Not available with any other offer except the Overseas Retention, Students to Workers One Month Free offer and OSHC Graduation Save Offer. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these offer terms and conditions at any time without notice.
6 weeks free terms: Must remain up-to-date with premium payments and hold eligible cover for 42 consecutive days (6 weeks) from the policy start date to get next 6 weeks free. The 6 weeks free will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period.
2&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’re switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you’ve reached your limits at your previous fund, you may not be able to claim straight away.
Live Better Points terms: Must maintain direct debit and hold eligible product for 42 consecutive days from the policy start date to receive Live Better points. The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Policy Holder will require access to a smartphone and will need to download the My Medibank App. Policy Holder will need to have registered a My Medibank account, sign up to Live Better via the My Medibank App and track any Live Better activity within 42 consecutive days from the policy start date. Must be 16 years or over and have a valid Australian residential address to register for Medibank Live Better. Live Better points could take up to 10 weeks from the policy start date to be loaded to the Policy Holder's Live Better account. Singles, single parents, families and couples will receive 5,000 Live Better points.
Live Better rewards terms: Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with eligible hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments and signed up to Medibank Live Better rewards via the 'My Medibank' app to redeem rewards. Additional terms and conditions may apply to points earing activities and rewards. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. See full Medibank Live Better rewards terms https://www.medibank.com.au/livebetter/rewards/terms/
^ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas. 2 month waiting period applies.
~ Excludes Healthy Living Extras and select products that are no longer available for sale (for more information check your cover summary or check this page). 6 month waiting period applies. Includes prescription glasses and select contact lenses. Some glasses lens coatings and contact lenses are excluded. To find which specific items are included or excluded, call us on 132 331.
# Excludes My Choice Extras Core 60 and My Choice Extras Core 75.