More ways to earn, more partner brands.

Introducing more partner brands like Apple, adidas and THE ICONIC Sport, more ways to earn by linking your card and more ways to redeem points. Now in the My Medibank app. That's better. For eligible Medibank members only*.

Live better, get rewarded

A simpler way to earn with Live Better rewards

Live Better rewards is now in My Medibank so remember to log in to My Medibank or download the My Medibank app before you link.

       

Link

Simply link your Mastercard®, Visa® or eftpos® card to your Live Better account.

Shop

Shop directly with eligible brands in store or online with your linked card.

Purchases via third-party payment providers like PayPal and Afterpay do not receive points.

Earn

Earn Live Better points every time you make an eligible purchase with your linked card.

Redeem

Redeem your points for a range of Medibank and partner rewards.

Get the app and get rewarded today

Whether your goal is to eat healthier or move more, we’re all about being better. One step at a time.
Medibank's My Medibank app

My Medibank app

If you already have the My Medibank app you can sign up to Live Better rewards in the app, get started with a goal and keep track of your points balance.

Don’t have the My Medibank app? Download now.

Ways to earn with Live Better rewards

stretching

The Weekly Goal

Step, exercise, stretch or meditate and you could earn 200 points every week. Complete 7 activities during the week, with a cap of 2 activities per day.^

Challenges

There’s a variety of activities to choose from to help you eat, move and feel better and range from 750 – 1,000 Live Better points.^

 

Visit an MCA dentist

Earn Live Better points for your dental check-up from a Members’ Choice Advantage provider.~

 

 

stretching

Members' Choice Advantage

Earn 500 Live Better points once per year for your first consult with an eligible Members' Choice Advantage provider.#

 

Visit our optical provider – Specsavers

Earn 5 Live Better rewards points for every dollar you spend on prescription items at Specsavers.+

 

Shop with partners

Earn points when you shop with our partners including THE ICONIC, Brooks, HelloFresh and more, with new partners being added regularly. 

 

Things you should know

* Must be 18 years or over to register for Medibank Live Better. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with the My Medibank app to earn Live Better points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. See full Medibank Live Better terms at https://www.medibank.com.au/livebetter/rewards/terms/

Use your linked card at any eligible Live Better rewards partner to earn Medibank Live Better points. Offer cannot be used in conjunction with any other third-party offer. To earn Medibank Live Better points, payment must be made directly to the partner via your linked card at the time of purchase (including if you pay by Apple Pay or Google Pay with your linked card). You cannot earn Medibank Live Better points on a purchase (1) if you pay via a third-party payment provider such as PayPal and Afterpay or (2) if you cancel or refund your purchase or (3) for any amount paid for by a gift card or reduced with a promotional discount. You will only earn points on the amount charged to your linked card. You will receive your points within 60 days of the date of the eligible purchase. Individual terms and conditions apply to different Live Better rewards partners. You can review the specific terms and conditions for each Live Better rewards partner via the partner hub.

† Link and shop offer available to eligible Medibank members who link a Mastercard, Visa or eftpos card with Live Better rewards and shop with an eligible Live Better rewards partner brand between 20 November 2023 and 10 January 2024. An eligible Live Better rewards partner brand is a Live Better rewards partner brand who offers card linking. Live Better bonus points will be displayed in your Medibank Live Better account within 60 days of an eligible purchase or linked card.  The amount of Live Better rewards points received for purchasing an item via a partner brand will be based on the full price of the item.  The offer is comprised of the 1,000 bonus points for linking a Mastercard, Visa or eftpos card with Live Better rewards, this offer may be withdrawn or changed at any time.

^    Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. The maximum number of Live Better points that each Medibank Live Better member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better points. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.

~    Members’ Choice Advantage dentist: Maximum 2,000 points per member per calendar year. Award of points is subject to the approval of a claim for the health service. Waiting period may apply. Not available in all areas. Points will be credited to their account only when the member registers as a Live Better Member within 6 months from the date of receiving the health service, subject to the Medibank Live Better terms. Must be a Medibank member with extras cover or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with the My Medibank app to earn Live Better Points for receiving an eligible health service and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. See full Medibank Live Better terms.

+    Specsavers: Available to eligible Medibank members with extras cover (in store and online) or hospital cover (in store only). Points cannot be earned on the cost of any services (including eye tests), on purchases paid for with a Specsavers gift card or on non-prescription goods such as non-prescription sunglasses, safety glasses, protective glasses or precision tinted lenses. All optical items offered are subject to availability and are subject to Specsavers Terms of Service and Returns & Warranty policies https://www.specsavers.com.au/policy. For in-store purchases, you must use your Medibank membership card through HICAPS at the time of purchase to earn Live Better Points. This applies even if you have hospital only cover or have already reached your annual optical extras limit. If you have extras cover and any annual optical extras limit remaining, you will also be submitting a claim for benefits. For online purchases at https://www.specsavers.com.au/, you must submit an extras claim for prescription optical goods to earn Live Better Points. Members with hospital only cover cannot earn points for online purchases. Points earned will be displayed in your Live Better account within 5 business days, or once you have signed up and linked your Live Better account within 6 months, from the date of your in-store purchase or making an extras claim for online purchases. A maximum of 10,000 Live Better points can be earned per transaction. This offer may be withdrawn or changed at any time. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up to date with premium payments and have signed up to Medibank Live Better with the My Medibank app to earn Live Better Points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Read full Medibank Live Better terms.  

#    Maximum 500 points per member per calendar year. Member will be awarded points for their first eligible consultation each calendar year at one of the following services: physiotherapy, chiropractic, remedial massage, acupuncture or podiatry. Service must be completed by a Members' Choice Advantage provider. Must be a Medibank member with eligible extras cover, or eligible hospital and extras cover. Member must be up-to-date with premium payments. Award of points is subject to the approval of a claim for the health service. Waiting periods and annual limits may apply. Member must have already signed up to Medibank Live Better with the My Medibank app within 6 months from the date of receiving the eligible health service to be awarded points, subject to Medibank Live Better terms. Live Better Points earned from claims for children under 18 years of age will go to the policy holder’s Live Better account. See full Medibank Live Better terms. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Medibank's agreements with Members' Choice Advantage providers are subject to change. Not available in all areas.