Check that your health cover matches your health and wellbeing goals.

Get your New Year off on the right foot by checking your health cover

As the calendar page flips from December to January to mark the arrival of the New Year, this time also presents an opportunity for us all to reflect, wipe the slate and set some new personal goals for the year ahead.

A common goal that many set for themselves is to ‘get fit and stay healthy’, so chances are you too have given some thought to committing to a healthier diet, a new exercise regime, cutting out a bad habit or just taking more time to relax.

If you are a Medibank member, here’s how we can help you achieve your health and wellbeing goals.

Hitting the gym

If your resolution is to do more exercise, the GymBetter program lets you work out on your terms with pay-per-visit access to gyms in our network all across Australia. You don’t have to be a Medibank member to take advantage of GymBetter, but members do get a discount on every gym visit.

Using your extras to tune your body and mind

The new calendar year also means your annual limit for claiming on most extras treatments is reset. If you are covered for physio, Pilates classes might be just what the doctor ordered to get you in shape. There’s also a wide variety of Natural Therapies that are included in many extras packages - reflexology, kinesiology, Chinese & Western herbalism, exercise physiology, shiatsu, aromatherapy, homeopathy, to name just a few. If you’re unsure what you’re covered for, find all the details of your cover by logging in to Online Member Services.

Did you know?

With extras cover, you can get 100% back on your annual optical and dental check-up.* Treat yourself to some new frames and give those pearly whites a polish to start the year looking as good as you feel.

Travel plans

The only thing worse than having your holiday ruined by the theft of your possessions, a cancelled flight or an unplanned hospital visit, is being left to foot the bill for such events yourself because you don’t have travel insurance. Medibank members save 10% on travel insurance – so if there’s a trip on the cards for your 2017, you should look at your options for cover. And as an added bonus this summer, if you take out travel cover before 1 March 2017 you can save 15%. Find out more here.

With these resolutions in mind, the New Year is also a great time to review your overall level of health cover to check you have the right support for your current situation.

How has your life changed since your last health cover review?

  • Perhaps you’ve ‘coupled up’ since your last cover review? If so, you might want to consider streamlining your separate private health policies by taking out Couples Cover.
  • If you’re looking for a new love in the New Year, you could check which of our Singles Cover options is the best suited for you.
  • For younger members, if you’re soon to turn 25 (or have already) you will no longer be covered by your parents’ policy. You might want to consider Young Adult Cover to ensure you aren’t left uninsured.
  • Likewise for parents, if your child is no longer covered under your policy you may want to review your cover to better align with your current life stage and specific health needs.

Are you planning to expand the family?

You might be thinking that 2017 is the year to add another member to your family. First things first, it’s worth checking that your current policy has you covered for your pregnancy. The important thing to remember is that some obstetrics-related services and treatments can have a 12 month waiting period for certain levels of cover… so you’ll need to have all this in place before conceiving. Find out more about Medibank’s Growing Family packages here.

Pet insurance

And let’s not forget our furry family members! The health and wellbeing of our animals is something every pet owner should take responsibility for – and sometimes that responsibility comes with a hefty price tag if it means unexpected vet visits, hospitalisation and surgery. Pet insurance can be a life-saver as well as a pocket-saver. Find out more about your options for pet cover here.

If you aren’t sure what cover and extras you need, give us a call on 132 331 or visit us in store and we’ll help you choose a cover that is right for you.

* Initial waiting periods apply. Optical – 100% back for frames, prescription glasses, contacts and more, up to your annual limit at any Members' Choice provider. Some lens coatings excluded. Dental – 100% back on yearly check-up at a Members' Choice dentist. Excludes x-rays.