Live Better

Rewarding Your Loyalty at Medibank

Loyal to us? To reciprocate we’ve complied a list of FAQ’s to help you understand your benefits.

Q1. How do you reward loyal members?

We provide a number of programs for our members to help them take steps towards better health.


Eat well and get active and you could collect flybuys points when you link your Medibank and flybuys memberships.

• Triple points on fresh fruit and veg and frozen veg at Coles Supermarkets

• Points for being active with an eligible linked Activity Tracking Device

For all details and conditions click here.


Change the way you go to the gym with the GymBetter iOS and Android smartphone app, which gives you access to a wide network of gyms around Australia, on a pay-as-you-go basis with no lock-in contracts, so you only pay for what you use. Members with Hospital & Extras receive a 25% discount on passes.

Medibank Nurse 24/7 Hotline – 1800 644 325

As a Medibank member with hospital cover you can call a Medibank nurse with any health question for you or your family, 24 hours a day, seven days a week. Our nurses use their clinical knowledge to complement the care given by your GP and other health professionals so you can trust they’ll deliver sound advice.

Discounts on Medibank Pet, Travel & Life insurance

Medibank health cover members save 10% off pet, travel and life insurance.

be. magazine

Food. Exercise. Wellbeing. be. magazine brings together fresh ideas and expert information to inspire you to create a more vibrant, healthy and nourishing lifestyle. Find healthy recipes, training guides to help you run your first 5km and articles on health and preventative medicine.

Strawberry Parfaits with Pomegranate & Pistachio recipe; low sugar and vegan.

Giveaways & Competitions

We run member exclusive competitions and giveaways on our social media pages to say thanks to our wonderful social community. Join in the conversation about all things food, fitness and wellbeing on Twitter and Instagram, or pop by our Facebook page.

Sport Events

We support a number of sporting initiatives across Australia, ensuring there are sports events and programs there for Australians to have a go. Keep up to date with our social media pages for ticket giveaways and registration discounts for members, so you can have a go too! Including:

• Australian Open, tennis tournament

• parkrun Australia, weekly timed 5km runs

• Medibank Melbourne Marathon, fun run

• Medibank Feel Good Program, free outdoor fitness classes in Brisbane

Q2. Why do you offer new members incentives to join Medibank?

Marketing campaigns are offered to attract new members so we can expand our membership base to keep premiums affordable and remain competitive in the market. This is important for our existing members so we can ease the pressure off premiums for all members, and continue to help communities live in better health through the Medibank Community Fund.

Q3.  I’ve been with Medibank for years. If new members are able to get an incentive for joining Medibank, can I get a discount to recognise my loyalty?

Under the legislation that regulates private health insurance, insurers are permitted to offer a ‘promotion’ to new members. These can only be offered in the first 12 months of a member’s policy.

While we definitely appreciate our loyal members, we are legally restricted in the extent to which we can offer rebates or incentives to our existing membership base, such as for recognition of loyalty. The Private Health Insurance Act 2007 (Cth) imposes restrictions and a cap on the value of promotions/discounts all Australian health insurers can offer their members. This is to ensure we have a private health insurance system that upholds the principles of Community Rating.

“The principle of community rating prevents private health insurers from discriminating between people of the basis of their health or for any other reason.” (Australian Government Department of Health)

Q4. I never claim; why can’t I have a reward or discount on my premium?

We would never want to encourage any of our members to not claim on their health insurance to receive a discount. This is not only counter to our philosophy For Better Health, but ignores government legislation that ensures we have a private health insurance system that treats insured persons equally. For example, no member of any Australian health insurer can be charged a higher or lower premium or be excluded from accessing services by reason of criteria specified in the Private Health Insurance Act 2007 (Cth), including their health condition, age, gender, claiming behaviour, race, religious beliefs, sexual preference, where they live or even their leisure pursuits or employment.

In short, we must ensure we do not discriminate against those who claim more regularly than others.

Q5. I’m very healthy; can I have a discount on my premium?

Government legislation is designed to ensure we have a private health insurance system that treats insured persons equally. For example, no member can be charged a higher or lower premium or be excluded from accessing services based solely on their health condition.

Medibank Community Fund

Did you know you are contributing much needed health and wellbeing programs to your local community? We believe that a proactive approach to preventative health is an investment in the long term wellbeing of the community. As such, 1% of Medibank’s annual profits go towards the Medibank Community Fund, enabling the support of organisations like The Stephanie Alexander Kitchen Garden Foundation, beyondblue, The Smith Family and the Heart Foundation.

Harvesting food from the garden with Australian food activist and author, Stephanie Alexander.

Plus, each year Medibank Community Fund Grants are given to grassroots local projects, selected from the hundreds of applications we receive. These grants make a real difference to local communities in encouraging better health for more Australians.

Grant recipients, The Malpa Project, teaching young aboriginal people to become health ambassadors and to strengthen communities.

We hope you’ve found this helpful.


The Medibank Team

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