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Starter Life Insurance

Health members save 10% off premiums.

We've made life insurance easy. Apply online for on the spot cover within 10 minutes.

Take a few minutes to protect what matters most

Medibank Starter Life Insurance offers protection so you can help ensure that the people who are most important to you will be properly looked after when you can't take care of them. Avoid the many health questions and you could take out a policy online in the time it takes to make a coffee.

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Apply for cover in 10 minutes

Medibank Starter Life Insurance lets you avoid a lengthy application process.

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100% online application

Buy a policy online and you could be covered straight away.

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Simple application

You won't need to provide detailed health information. We only ask you a single statement about your health and lifestyle.

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Choose your cover amount

Choose a cover level from $50,000 up to $250,000.

Why choose Medibank Starter Life Insurance?

Medibank Starter Life has been designed to be simple. You may use it to meet a basic life insurance need, or to top up an existing life insurance policy. You can buy online via our simple application process, with no need to provide detailed medical information. View PDS.

Is Medibank Starter Life Insurance right for me?

You are eligible to apply for Medibank Starter Life Insurance if you are aged between 18 and 45 years and are an Australian resident at the time of application.  Once you take out a policy, your cover will remain in place for life, as long as premiums are paid.

If you have a serious medical condition, this product may not be suitable for you and we may not be able to provide cover.

Medibank Starter Life Insurance won't pay out a claim due to: suicide, war, participation in criminal activity, the effects of alcohol, or taking non-prescription medication.

Please review the Product Disclosure Statement for further details on exclusions and specific terms and conditions.

Need help?

Whatever your life stage or circumstance, check out our cover options for you and your family.

If Medibank Starter Life Insurance isn't right for you, we have some great alternatives. 

Call us on 134 190 and one of our specialists will take you through our product options.


Life Insurance Code of Practice

The Life Insurance Code of Practice is the life insurance industry’s commitment to customer service standards and it’s designed to protect you, the customer.

We've got your questions answered

Things you should know

Life Insurance

You should read the Medibank Starter Life Insurance Product Disclosure Statement and Financial Services Guide, the Medibank Life Insurance combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product.

Funeral Insurance

You should read the Medibank Funeral Insurance Product Disclosure Statement carefully before deciding whether or not to buy that product.

Income Protection

You should read the Medibank Income Protection Product Disclosure Statement carefully before deciding whether or not to buy that product.

Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306; Australian Financial Services Licence No. (AFSL) 324908, Level 36, Tower Two, International Towers Sydney, 200 Barangaroo Avenue, Sydney NSW 2000. Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd (GFS) ABN 53 128 692 884; AFSL 343079, 58 Norwest Boulevard, Bella Vista NSW 2153 and promoted by its Authorised Representative Medibank Private Limited ABN 47 080 890 259; Authorised Representative No. 286089, 720 Bourke Street, Docklands VIC 3008. Medibank Private is also authorised by GFS to distribute Medibank Starter Life insurance.

Advice on this website is general only and does not consider your individual objectives, financial situation or needs.

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