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help your family's life go on, even after yours

Get a life insurance quote with Medibank

Apply for up to $2.5 million cover depending on your age and income and from the day you join, get access to 24/7 Medibank Nurse phone service*. Plus, health members save 10% on premiums.

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Why choose Medibank Life Insurance?

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24/7 Nurse

Medibank Life Insurance policy holders can call a Medibank Nurse at any time of day or night*.

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Cover for up to $2.5 million

You could be covered for up to $2.5 million, depending on your age and income.

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Member discount

Medibank health insurance members save 10%.

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Fast approval

You could be covered in just one phone call, subject to approval.

Not sure how much life cover you need?

Answer a few questions below to explore how much life insurance cover you might want

Need some help?

Call us on 1300 766 085 and one of our specialists will assist you with your application. We’re happy to answer any questions you may have about Medibank Life Insurance.

Life Insurance Code of Practice

The Life Insurance Code of Practice is the life insurance industry’s commitment to customer service standards and it’s designed to protect you, the customer.

We’ve got your questions answered

Things you should know

*24/7 Medibank Nurse Phone Service is offered by Medibank Health Solutions Pty Ltd who reserve the right to withdraw or change the service at its sole discretion.

1The life insurance calculator provides a general guide only to help you estimate your cover needs for term life insurance and does not consider your personal objectives, financial situation or needs. This calculator does not constitute financial product advice. Before making any decisions, you should read the relevant Product Disclosure Statement (PDS). This calculator provides a guide to determining the sum insured for term life insurance only, and does not represent a quote or pre-qualification.  It also does not consider other cover or life insurance needs, such as income protection, trauma, or total and permanent disability cover. This is a simple calculator based on your responses and does not capture anything outside the scope of the questions asked. Your estimated cover need is calculated on the basis of a number of assumptions. If these do not apply to you, or there are other matters relevant to you that have not been considered, the result you obtain may not be suitable for your intended purpose. The result you obtain from this calculator is dependent on the accuracy of the information you have provided and only relates to the disclosed circumstances at a point in time. It is likely that other circumstances apply to you which will not be considered by this calculator. Insurance needs also change over time and you should regularly revisit your insurance needs, particularly after making a significant lifestyle change such as upgrading your home.

Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions) and Financial Services Guide available here to ensure the product is right for you.

Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306, AFSL 324908 (Swiss Re). Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (GFS), and promoted by Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank Private). Medibank Private is an authorised representative of GFS.

Your personal information will be handled in accordance with our Privacy Collection Notice.

Things you should know

~Medibank Starter Life Insurance is able to be purchased online for applicants aged 18 to 45, to a maximum of $250,000 in cover.

Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions) and Financial Services Guide available here to ensure the product is right for you.

Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306, AFSL 324908 (Swiss Re). Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (GFS), and promoted by Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank Private). Medibank Private is an authorised representative of GFS.

Your personal information will be handled in accordance with our Privacy Collection Notice.

±    Aus. res. 18+  only. Starts 15/6/20 9am AEST. Ends 30/8/20 11:59pm AEST. See T&Cs for entry limits. Draw: 2:30pm AEST, 1/7/20, 15/7/20, 29/7/20, 12/8/20, 26/8/20, 9/9/20, L4/411 Collins St, Melbourne VIC 3000. Prizes: 6 x $2,000 EFTPOS gift card (1 per draw). Winners published at https://plexus.co/docs/lifeinsurancewinners.pdf by 16/09/20. Promoter: Medibank Private Limited ABN 47 080 890 259, L 4, 720 Bourke St, Docklands VIC 3008. See https://www.plexus.co/terms/medibank-life-insurance-2k-gift-card-competition-june-2020 before Terms and Conditions. Permit No's: ACT TP20/00646, NSW LTPS/20/43616 & SA T20/553. 

±    Aus. res. 18+  only. Starts 15/6/20 9am AEST. Ends 30/8/20 11:59pm AEST. See T&Cs for entry limits. Draw: 2:30pm AEST, 1/7/20, 15/7/20, 29/7/20, 12/8/20, 26/8/20, 9/9/20, L4/411 Collins St, Melbourne VIC 3000. Prizes: 6 x $2,000 EFTPOS gift card (1 per draw). Winners published at https://plexus.co/docs/lifeinsurancewinners.pdf by 16/09/20. Promoter: Medibank Private Limited ABN 47 080 890 259, L 4, 720 Bourke St, Docklands VIC 3008. See https://www.plexus.co/terms/medibank-life-insurance-2k-gift-card-competition-june-2020 before Terms and Conditions. Permit No's: ACT TP20/00646, NSW LTPS/20/43616 & SA T20/553. 

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