help your family's life go on, even after yours

Get a life insurance quote with Medibank

Apply for up to $1.5 million cover depending on your age and income and from the day you join, get access to 24/7 Medibank Nurse phone service*. Plus, health members save 10% on premiums.

Family selfie for Medibank Life Insurance

Why choose Medibank Life Insurance?

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24/7 Nurse

Medibank Life Insurance policy holders can call a Medibank Nurse at any time of day or night*.

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Cover for up to $1.5 million

You could be covered for up to $1.5 million, based on your circumstances.

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Member discount

Medibank health insurance members save 10%.

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Fast approval

You could be covered in just one phone call, subject to approval.

Not sure how much life cover you need?

Answer a few questions below to explore how much life insurance cover you might want^

Need some help?

Call us on 1300 766 085 and one of our specialists will assist you with your application. We’re happy to answer any questions you may have about Medibank Life Insurance.

Life Insurance Code of Practice

The Life Insurance Code of Practice is the life insurance industry’s commitment to customer service standards and it’s designed to protect you, the customer.

We’ve got your questions answered

Things you should know

Terms & conditions apply. Consider the Financial Services Guide, the Medibank Life Insurance combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product. Issued by Swiss Re Life & Health Australia Ltd (AFSL 324908). Medibank Private Ltd is an authorised representative (AR 286089) of Greenstone Financial Services Pty Ltd (AFSL 343079).

*24/7 Medibank Nurse Phone Service is offered by Medibank Health Solutions Pty Ltd who reserve the right to withdraw or change the service at its sole discretion.

^The life insurance calculator provides a general guide only to help you estimate your cover needs for term life insurance and does not consider your personal objectives, financial situation or needs. This calculator does not constitute financial product advice. Before making any decisions, you should read the relevant Product Disclosure Statement (PDS). This calculator provides a guide to determining the sum insured for term life insurance only, and does not represent a quote or pre-qualification.  It also does not consider other cover or life insurance needs, such as income protection, trauma, or total and permanent disability cover. This is a simple calculator based on your responses and does not capture anything outside the scope of the questions asked. Your estimated cover need is calculated on the basis of a number of assumptions. If these do not apply to you, or there are other matters relevant to you that have not been considered, the result you obtain may not be suitable for your intended purpose. The result you obtain from this calculator is dependent on the accuracy of the information you have provided and only relates to the disclosed circumstances at a point in time. It is likely that other circumstances apply to you which will not be considered by this calculator. Insurance needs also change over time and you should regularly revisit your insurance needs, particularly after making a significant lifestyle change such as upgrading your home.

Your personal information will be handled in accordance with our Privacy Collection Notice.

‡ Aus. res. 18+ only. Starts 3/2/20 9am AEDT & ends 12/4/20 11:59pm AEST. See T&Cs for entry limits. Draws: 2:30pm AEST/AEDT, as applicable in VIC, each Wednesday 12/2/20 - 15/4/20 (10 draws in total) at L4/411 Collins St, Melb. VIC 3000. Prizes: 10 x $1,000 EFTPOS gift card (1 per draw). Winners published online at by 22/4/20. Promoter: Medibank Private Limited ABN 47 080 890 259, L 4, 720 Bourke St, Docklands VIC 3008. See for Terms and Conditions. Permit No's: ACT TP20/00033, NSW LTPS/20/41346 & SA T20/20.

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