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Life insurance FAQs

Life can throw some tricky situations at you so we've got answers to common questions right here for you.

How is Medibank Starter Life Insurance different?

Medibank Starter Life Insurance can be applied for immediately online, without lots of health questions.  You can choose to be covered between $50,000 and $250,000.   To apply, you need to be aged between 18 and 45 years and be an Australian resident.  If you have a medical condition, this product may not be suitable for you.

As our Medibank Starter Life application process does not consider your personal circumstances, we recommend you obtain independent financial advice if you’re not sure whether this product is right for you.

Our standard Medibank Life Insurance product can provide you with cover tailored to your needs. The application process is therefore longer, but may be a more affordable option depending on our assessment.  You can choose to be covered for up $1.5 million depending on your age at application.  To apply, you need to be aged between 16 and 65 years and be an Australian resident.  You can request a quote online or apply on the phone.

If you are unsure about any of our Medibank life insurance products or have any questions, call one of our specialists and we can talk you through our different product options.  

Things you should know

Life Insurance

You should read the Medibank Essential Life Insurance Product Disclosure Statement and Financial Services Guide, the Medibank Life Insurance combined Product Disclosure Statement and Financial Services Guide, or the Medibank Accidental Death Insurance combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product.

Funeral Insurance

You should read the Medibank Funeral Insurance combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product.

Income Protection

You should read the Medibank Income Protection combined Product Disclosure Statement and Financial Services Guide, or the Medibank Income Protection (Accident Cover) combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product.

Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306; Australian Financial Services Licence No. (AFSL) 324908, Level 36, Tower Two, International Towers Sydney, 200 Barangaroo Avenue, Sydney NSW 2000. Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd (GFS) ABN 53 128 692 884; AFSL 343079, 58 Norwest Boulevard, Bella Vista NSW 2153 and promoted by its Authorised Representative Medibank Private Limited ABN 47 080 890 259; Authorised Representative No. 286089, 720 Bourke Street, Docklands VIC 3008. Medibank Private is also authorised by GFS to distribute Medibank Essential Life insurance.

Advice on this website is general only and does not consider your individual objectives, financial situation or needs.

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