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Income protection FAQs

Life can throw some tricky situations at you so we've got answers to common questions right here for you.

Can I apply for Medibank Income Protection?

You can apply for Medibank Income Protection if you are aged between 18 and 59 years and an Australian resident.

To apply for Medibank Income Protection Standard Cover, you must be working at least 20 hours a week for the last 12 months in paid employment or self-employment to qualify.

If you work less than 20 hours per week (paid or unpaid), you can apply for Medibank Income Protection Essential Cover.

Medibank Income Protection can be renewed up to age 65.

Things you should know

Life Insurance

You should read the Medibank Essential Life Insurance Product Disclosure Statement and Financial Services Guide, the Medibank Life Insurance combined Product Disclosure Statement and Financial Services Guide, or the Medibank Accidental Death Insurance combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product.

Funeral Insurance

You should read the Medibank Funeral Insurance combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product.

Income Protection

You should read the Medibank Income Protection combined Product Disclosure Statement and Financial Services Guide, or the Medibank Income Protection (Accident Cover) combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product.

Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306; Australian Financial Services Licence No. (AFSL) 324908, Level 36, Tower Two, International Towers Sydney, 200 Barangaroo Avenue, Sydney NSW 2000. Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd (GFS) ABN 53 128 692 884; AFSL 343079, 58 Norwest Boulevard, Bella Vista NSW 2153 and promoted by its Authorised Representative Medibank Private Limited ABN 47 080 890 259; Authorised Representative No. 286089, 720 Bourke Street, Docklands VIC 3008. Medibank Private is also authorised by GFS to distribute Medibank Essential Life insurance.

Advice on this website is general only and does not consider your individual objectives, financial situation or needs.

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