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How do orthodontic benefits work?

Example of orthodontic entitlements on Top Extras 85
Dates What you get towards orthodontics each year
Your available balance if no claim has been made
Date joined - 30 Jun 2011 $1,000 opening balance X
Waiting period ends - 30 Jun 2012 X $1,000
1 Jan 2013

$500

(top up)

$1,500
1 Jan 2014

$500 

(top up)

$2,000
1 Jan 2015

$500 

(top up)

$2,500
1 Jan 2016

$500

(top up)

$3,000

(lifetime limit)