How do orthodontic benefits work?
Our orthodontic entitlement starts with an opening balance, which you can access once your 12 month waiting period is served. The balance is then topped up with an additional amount each 1 January (following the completion of your waiting period) up to a maximum lifetime limit.
| Dates | What you get towards orthodontics each year |
Your available balance if no claim has been made |
| Date joined - 30 Jun 2011 | $1,000 opening balance | X |
| Waiting period ends - 30 Jun 2012 | X | $1,000 |
| 1 Jan 2013 | $500 (top up) |
$1,500 |
| 1 Jan 2014 | $500 (top up) |
$2,000 |
| 1 Jan 2015 | $500 (top up) |
$2,500 |
| 1 Jan 2016 | $500 (top up) |
$3,000 (lifetime limit) |
| Cover | Opening balance | Annual top ups | Top ups lifetime limit |
| Top Extras 60 | $400 | $200 | $1,200 |
| Top Extras 75 | $800 | $400 | $2,400 |
| Top Extras 90 | $1,000 | $500 | $3,000 |
| Ultra Health Cover | $1,500 | $500 | $3,500 |