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About out-of-pocket expenses

What out-of-pocket expenses can I expect if I receive an extras service and how can I reduce them?

The out-of-pocket expense will be the difference between the provider's charge and the benefit we pay. To help reduce your out-of-pocket expenses, visit a Members' Choice extras provider where you can access capped and/or discounts and generally receive higher benefits than you would with a non Members' Choice provider.