Want 4 weeks free PLUS an Amcal gift card?

Join combined hospital & extras cover, and you could get a $400 Amcal gift card for families and couples or a $200 Amcal gift card for singles, PLUS 4 weeks free snf get your 2&6 month waits waived on extras¹.

How to take advantage of this exclusive offer

Join a Medibank combined hospital and extras cover and quote the promo code 'AMCAL'

Families and couples

Join combined hospital & extras cover, and you could get:

  • $400 Amcal gift card¹
  • 4 weeks free¹
  • 2&6 month waits waived on extras¹

Singles and single parents

Join combined hospital & extras cover, and you could get:
  • $200 Amcal gift card¹
  • 4 weeks free¹
  • 2&6 month waits waived on extras¹

Better health starts here

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100% back on your yearly dental check-up

Get 100% back on an annual dental check-up at a Members' Choice dentist. Excludes x-rays. Waiting limits apply.

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100% back on optical

When joining Medibank Extras cover, you’ll also get 100% back on optical items, up to annual limits, at all recognised providers in Australia. Waiting limits apply, some lens coatings aren’t included.

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Helping you stay on top

We’ll help you get back on your feet when something goes wrong. Our Extras cover can help take the edge off the cost of physio, chiro, and remedial massages.

We’re there when you need us

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Healthcare that never sleeps

Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line.

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When accidents happen

No matter what hospital cover you choose, if an accident does happen, you'll get all the benefits of Medibank’s top-level hospital cover².

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Emergency Ambulance

No matter which hospital policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance³.

Medibank - Amcal

Additional Amcal Rewards Member discounts

Amcal Rewards Members save on both Medibank Travel Insurance and Medibank Pet Insurance.  Just use promo code AMCAL to receive your discount.

Travel insurance

Travel insurance

Save 15% on Medibank Travel Insurance if you are an Amcal Rewards Member5.

Use promo code AMCAL to receive your discount!

Pet insurance

Pet insurance

Save 10% on Medibank Pet Insurance if you are an Amcal Rewards Member5.

Use promo code AMCAL to receive your discount!

Switching to Medibank is easy

Moving to one of Australia’s leading health funds is easy! Did you know, you can switch health insurance at any time? But remember: you need to join Medibank within 2 months of leaving your previous Australian health fund if you want the waiting periods you've already served to be recognised4.

Things you should know

1. The offer: For new members on new memberships who join and commence eligible combined hospital and extras cover between 4 February 2019 and 31 May 2019.  Must quote promo code ‘AMCAL’ and set up direct debit when joining. Not available on Accident cover, Extras only Cover, Ambulance cover, Visitors Health Insurance, Working Visa Health Insurance, OSHC, ahm covers, Corporate covers and other selected covers.  Not available with any other offer.

AMCAL gift card specific terms:  Must hold the same eligible cover and not be in arrears for 65 consecutive days from the policy start date. Families and couple policy holders will receive a $400 Amcal gift card, and single and single parent policy holders will receive a $200 Amcal gift card. Gift card will take up to 12 weeks to arrive after the policy start date. The gift card is redeemable at Amcal Pharmacies. The gift card in not refundable and cannot be redeemed for cash. The gift card balance expires within 12 months from date of issue. Treat this gift card like cash as lost or stolen cards will not be replaced or refunded. Sigma Company Ltd accepts no responsibility for the loss, theft or destruction of this gift card. It is up to the cardholder to use the full value within the validity period. Any unused balance will not be refunded or credited when the gift card expires. No change will be given. For enquiries regarding your gift card please visit amcal.com.au or call 1300 554 268.

Four weeks free specific terms: Must hold eligible product and maintain direct debit each for 4 weeks to get the next 4 weeks free. 

2&6 month waits waived on extras: 2 and 6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away

2 - Excludes claims covered by third parties such as Workcover. Cover only for accidents that occur after join date. Treatment must be sought within 7 days of accident on some covers.

3 - Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.

4 - Waiting periods you have not fully served with your previous fund may still need to be served. Waiting periods for any new or upgraded services or higher benefits apply. Benefits that have been paid under your previous cover will be taken into account in determining the benefits payable under your Medibank cover.

5 - Only available on join using the promo code AMCAL. Not available with any other offer or discount. These term and conditions are subject to change without notice.

Travel Insurance
Limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 issues the insurance on behalf of the insurer. The issuer is Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Please review your own needs and consider the Combined FSG/PDS available from Medibank stores or medibank.com.au/travel to decide if this product is right for you.

Pet Insurance
Terms, conditions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), is promoted by Medibank Private Limited (ACN 080 890 259; AR 286089) (Medibank) and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). Medibank acts as an authorised representative of PetSure. Medibank will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details