Medibank VIP family offer

6 weeks free and no 2 & 6 month waiting periods on extras1

There’s never been a better time for your family members to make the switch to Medibank. We’ve created a VIP family offer especially for them

Refer now

It takes less than 30 seconds.

(Windows / PC only, mobile or Mac referrals not available)

Benefits of referring a family member

Refer your family members to join Medibank hospital, extras or combined hospital and extras cover by June 301

You’ll be rewarded with
  • $100 for every new policy join2
  • Automatic entry to win a $5,000 family holiday voucher for every new policy join3
Your family member will be 100% with
  • First 6 weeks free1
  • 2 & 6 month waiting periods on extras wavied1
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Who can you refer?

  • Basically anyone in your entire family who are not covered by your subsidised Medibank employee health cover. Learn more
  • Existing Medibank members with standalone cover who wish to ADD a new product, i.e. hospital or extras only

What you need to do?

  • Download the email template by clicking on the “Refer now” button.
  • Add your employee number as your unique code in the email (your 6 digit employee ID that you use to log into my HR) and send the email to as many family members as you like!
  • Both Medibank and ahm employees can refer
Refer now

(Windows / PC only, mobile or Mac referrals not available)

Give your family peace of mind with quality health cover from Medibank.

100% back on optical

Up to $250 worth of value every year, up to your annual limit, at any recognised provider in Australia when you join Medibank with any of our extras covers. Some services, like lens coating, aren’t included.

Claim 100% back on your annual dental check-up

Claim 100% back on your annual dental check-up, excluding x-rays, with any of our 6,700 Members’ Choice dentists, when you join Medibank with any of our extras covers. Over $170 in value per person.4

Get 100% back on included extras for kids

Such as physio, chiro and major dental - at Members’ Choice providers with our Settled Families and Growing Family covers. Over 13,000 providers to choose from.5

Canstar awarded ‘Outstanding Value Insurance’ 9 years in a row

We’re proud to deliver best in class products designed to suit your needs.

Are you ready to refer a family member?

Refer now

Frequently asked questions

The exclusive offer is available to extended family members i.e. mum, dad, brother, sister, children (18+), partner, cousins, in-laws, grandparents, aunty, uncle, nephew, niece and step family, who are not covered by your subsidised Medibank employee health cover. Medibank Corporate Cover is excluded from this offer. Family members who hold eligible existing Medibank hospital only or extras only cover can add a product to their policy and receive the offer.

Are you ready to refer a family member?

Refer now



1. Offer for new memberships. Must set up direct debit when joining, and hold cover for 30 continuous days. Not available on Corporate Covers, Accident Cover, Visitors Health Insurance, Working Visa Health Insurance, OSHC, Ambulance Cover, ahm covers and other selected covers. All other waiting periods apply including 12 months for some dental services. Next six weeks free. Not available with any other offer.

2. Employee receives $100 paid directly via payroll. Incentives will be paid in a lump sum within 4 weeks post 30 June (paid no later than 31 July). Must be a current employee of Medibank or ahm at the time to receive payment. $100 incentive is per policy.

3. Entry is only open to Australian residents who are 18 years and over and employees of Medibank or ahm (including full time, part time, contract, casual employees). Ends: 5pm AEST 30/06/17. T&Cs apply. See full terms and conditions here.

4. Based on maximum agreed prices for Medibank members at Members’ Choice providers in NSW for a comprehensive oral exam, removal of calculus and fluoride.

5. Annual limits and waiting periods will apply, including 12 months for some dental services. This only applies to child and student dependants.