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I am superwoman

Though it doesn’t hurt to have support

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This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.

We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Medibank's Growing Family covers are designed to help you and your family every step of the way.

  • Wellness for mums and mums-to-be including lactation consultations, compression garments, birthing classes, remedial massage and even clinical Pilates with a physio.^
  • Choose a public or private hospital to give birth. 
    A 12 month waiting period applies for obstetrics-related services.
  • 100% back for kids on included extras at Members’ Choice providers.~

Here are our popular Growing Family covers

Growing Family Core

Family cover for life's more common hospital treatments, but you don't want obstetrics or IVF services. You'll still enjoy some support during your pregnancy through your Extras cover.



Core Hospital

  • Public hospital (as a public patient) for the birth. Stay within your budget by excluding obstetrics cover and IVF
  • Cover for thousands of in-hospital services for all the family


Growing Family Essentials Plus

Hospital & Extras cover that lets you choose your own obstetrician, while giving birth in a public hospital as a private patient. It also provides a broader range of hospital services, like heart-related admissions and Extras cover that supports your pregnancy journey.



Standard Hospital

  • Public hospital (as a private patient) for the birth, with your choice of obstetrician. Learn more in our article understanding your hospital birth options
  • Cover for thousands of in-hospital services for all the family

Growing Family Complete

This comprehensive Hospital & Extras cover gives you the full private childbirth experience, providing welcome support to your family's pregnancy journey from beginning to end.



Complete Hospital

  • Private hospital for the birth, with your choice of obstetrician
  • No restricted or excluded services for all the family


Waiting periods may apply including 12 months for pre-existing conditions and some dental services.

Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.

Live Better

Get on the road to a healthier and happier you, with the latest insights into wellbeing, exclusive offers, expert advice, guides and online courses to help you along the way.

What you need to know
^ Annual limits and waiting periods apply.
~ For child and student dependants. Annual limits and waiting periods apply.