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Medibank’s Core Hospital is competitively priced, whether you’re looking for cover for you, or your whole family.

  • Core hospital cover gives you access to thousands of in-hospital treatments including common procedures such as colonoscopies, having your tonsils out and knee reconstruction.
  • Expensive services like joint replacement and vascular surgery that aren’t often needed by younger, healthy people aren’t included, to make your premiums cheaper.
  • Add extras cover, and get your day-to-day sorted, including things like dental check-ups and glasses.

Here are our popular hospital and extras covers

Core Hospital

Core Hospital provides cost-effective cover for a wide range of common hospital procedures.

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Hospital Benefits

  • Cover for Accidents¹
  • Cover for common procedures such as, colonoscopies, tonsils & knee reco
  • No hospital excess for kids on a family membership²

Core Hospital and Basic Extras

A combination of our more cost-effective Extras and Hospital cover options, giving you access to some of the more common services our members rely on for good health.

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Hospital Benefits

  • Cover for Accidents¹
  • Cover for common procedures such as, colonoscopies, tonsils & knee reco
  • No hospital excess for kids on a family membership²

Extras Benefits

  • Includes general dental, optical, physio & more
  • 100% back on an annual dental check-up & clean at a Members’ Choice dentist, excludes x-rays
  • 100% back on optical at recognised providers

Growing Family Core

Family cover for life's more common hospital treatments, but you don't want obstetrics or IVF services. You'll still enjoy some support during your pregnancy through your Extras cover.

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Hospital Benefits

  • Hospital cover without obstetrics & IVF services
  • Cover for common procedures such as, colonoscopies, tonsils & knee reco
  • No hospital excess for kids on a family membership²

Extras Benefits

  • Includes general dental, optical, physio & more
  • Includes breastfeeding consultations, birthing classes, pregnancy compression garments, clinical pilates with a physio, and more³
  • 100% back on included extras for kids at Members’ Choice providers⁴

 

Waiting periods may apply including 12 months for pre-existing conditions and some dental services.

Live Better

Get on the road to a healthier and happier you, with the latest insights into wellbeing, exclusive offers, expert advice, guides and online courses to help you along the way.

What you need to know

  1. Excludes claims covered by third parties such as Workcover. For accidents that occur after join date. Treatment must be sought within 7 days of accident.
  2. Other out of pocket expenses and waiting periods may apply.
  3. Annual limits and waiting periods apply.
  4. Up to annual limits. Available on Growing Family and Settled Families covers for child and student dependants. Waiting periods apply including 12 months for some dental services. Members’ Choice providers are not available in some areas