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We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Medibank’s Complete Hospital has been designed to give you greater peace of mind.

  • Complete hospital cover gives you access to higher cost treatments like IVF and knee replacement surgery.
  • Our private room promise - receive $50 a night up to five nights per stay if there isn’t a private room available and you’re eligible to receive benefits for the treatment you received during your stay. You’ll need to request a private room at least 24 hours before your stay. Conditions Apply.
  • No hospital excess for kids on a family membership.1
  • Add extras cover, and get your day-to-day sorted, including things like dental check-ups and glasses.

Here are our popular hospital and extras covers

Complete Hospital

From obstetrics and IVF, to heart-related admissions, Complete Hospital will give you the confidence of knowing you'll be looked after, no matter what.

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Hospital Benefits

  • Covers all Medicare-recognised in-hospital procedures, incl. major eye surgery, hip & knee replacement
  • Includes pregnancy and IVF treatment
  • No hospital excess for kids on a family membership1

Growing Family Complete

This comprehensive Hospital & Extras cover gives you the full private childbirth experience, providing welcome support to your family's pregnancy journey from beginning to end.

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Hospital Benefits

  • Private hospital for birth, and your choice of obstetrician
  • Includes pregnancy and IVF treatment
  • No hospital excess for kids on a family membership1

Extras Benefits

  • Includes general dental, optical, physio & more
  • Includes breastfeeding consultations, birthing classes, pregnancy compression garments, clinical pilates with a physio, and more²
  • 100% back on included extras for kids at Members’ Choice providers³

 

Complete Hospital and Top Extras

Comprehensive Hospital cover that looks after everything from pregnancy to heart-related admissions plus an equally comprehensive Extras cover for a wider range of services such as major dental.

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Hospital Benefits

  • Covers all Medicare-recognised in-hospital procedures, incl. major eye surgery, hip & knee replacement
  • Includes pregnancy and IVF treatment
  • No hospital excess for kids on a family membership1

Extras Benefits

  • Choose cover with 55%, 70% or 85% back from Members’ Choice providers
  • Includes a wide range of services, from General & Major Dental to Psychology & Natural therapies
  • 100% back on an annual dental check-up & clean at a Members’ Choice dentist, excludes x-rays

 

Waiting periods may apply including 12 months for pre-existing conditions and some dental services.

Live Better

Get on the road to a healthier and happier you, with the latest insights into wellbeing, exclusive offers, expert advice, guides and online courses to help you along the way.

What you need to know

  1. Other out of pocket expenses and waiting periods may apply.
  2. Annual limits and waiting periods apply.
  3. Up to annual limits. Available on Growing Family and Settled Families covers for child and student dependants. Waiting periods apply including 12 months for some dental services. Members’ Choice providers are not available in some areas.