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Choose all the people who need cover:
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I am years-old.

*If you haven't held private hospital insurance from 1 July after your 31st birthday, you may pay an extra 2% on your hospital premiums for each year you go without hospital insurance. This is called the Lifetime Health Cover (LHC) loading.

He/She is years-old.

*If they haven't held private hospital insurance from 1 July after their 31st birthday, they may pay an extra 2% on their hospital premiums for each year they go without hospital insurance. This is called the Lifetime Health Cover (LHC) loading.

There might be many reasons but we only need to know the most important one for now.

Please select one option:

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If you're not interested in hospital cover you can skip this question.

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If you want to include extras cover, please select at least one of the services below: