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Why dog owners need pet insurance

Lifestyle — Posted 02/09/15

You know it. Your dog knows it. Your pet is part of the family. She makes your life better. So when she’s sick or injured, you want to know you’ve done everything you can for her. Pet insurance can help.

No matter how well we take care of our beloved dogs – walking them, monitoring their diet, showering them with love and affection – they can experience health complications. And let’s face it, those complications can get expensive.

Pet insurance can cover your pooch for everything from skin conditions to cancer treatment to hereditary congenital diseases, depending on your level of cover. It’s a smart way to give yourself peace of mind that whatever life throws at your pet, you’ve got it covered.

What sort of things can pet insurance cover?

While all dogs experience a range of medical issues, some breeds are more prone than others. Pure-bred dogs are especially vulnerable. Ear conditions are really common for all canines. They can be caused by allergies, yeast, ear mites, bacteria, hair growth deep in the canal and more. Pet insurance can cover you for this, and other common ailments.

It’s very easy for an active or social dog to pick up infectious diseases. Left untreated, these can develop into serious medical issues. If your dog is struck with illness, pet insurance could cover some part of your vet fees, so you might not be hit with costs you can’t accommodate.

Gastrointestinal issues are also common for dogs and even with the utmost care and a healthy diet dogs can contract infections or ingest parasites. One of the first symptoms of GI problems in dogs is vomiting. This can also be an indication of pancreatitis, kidney failure, heat stroke, or poisoning. Watch out for abdominal heaving and any drooling, especially if there’s blood in the vomit. If your dog can’t hold down liquids it’s important to take him to the vet straight away to prevent any life-threatening complications.

In addition to illnesses, accidents can happen, and pet insurance can help keep your mind at ease. Protecting your dog from unexpected injury can be as simple as contacting your insurer to give you a few insurance cover options.

With the cost of living rising, so are veterinary costs. As a dog owner, you could be slapped with a bunch of costs you’re not prepared for. The right pet insurance can give you peace of mind, financial assurance and access to the best possible care for your dog. Because you want to give your dog as much as she gives you.

Terms, conditions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), is promoted by Medibank Private Limited (ACN 080 890 259; AR 286089) (Medibank) and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). Medibank acts as an authorised representative of PetSure. Medibank will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details. Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the product disclosure statement (PDS) in deciding whether to acquire, or continue to hold, Medibank Pet Insurance. Any general advice provided by Dr Chris Brown in relation to Medibank Pet Insurance is provided as an authorised representative of Hollard through an arrangement with Medibank. PetSure can be contacted by telephone: 132 331 or by mail: Locked Bag 9021, Castle Hill, NSW 1765.

Extra   Your dog makes your life better – so give them the best care with Medibank Pet Insurance
React   Interesting Informative Useful
Tags   Lifestyle Wellbeing Pets Dogs
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