Choosing aged care accommodation

The thought of aged care for your loved ones can be daunting - here’s some tips to ease the strain.

The media focuses on the struggles and challenges of our younger generations to move out of home. With property prices and the cost of living on the rise, taking that next step is becoming an unforeseeable goal for many.

But what about another generation of Australians facing the same challenges? We’re talking about an older generation who, for a variety of reasons, find themselves requiring aged care accommodation.

When considering the shift into aged care accommodation, discussions around finances dominate conversation. Understanding the costs involved and assessing the financial position of those requiring accommodation is a complex, sensitive topic – no matter how simple people may think it is.

Working out your financial situation

Eric Hiam, an aged care financial specialist and the founder and principal of Balance Financial Solutions, says that financial decisions made at this early point make a big difference in ensuring the best financial outcome.

There are times when the need to move into aged care accommodation happens overnight, in the case of an acute medical occurrence like a stroke or a significant fall. Within days, individuals who were able to live independently now require full time care and alternative accommodation.

Families may feel pressure from hospitals for patients to be discharged into their new care environment – pressure that can cause a high amount of stress and potentially result in poor financial decisions. During this time in hospital, Eric recommends high levels of communication to keep the hospital updated with your progress towards finding a suitable placement.

“The hospital will feel much more comfortable and patients and their families will feel less pressure, as both sides are aware of what is happening,” Eric says.

“If individuals and their families can receive expert advice from people like Eric and Mary, the outcomes – from a personal, health and financial position – will be enhanced.”

Choosing where to live

Once the financial situation is ascertained and handled, the question of where to live arises. Much like younger generations, those moving into aged care are seeking accommodation that reflects their needs and interests.

Mary Baumann from Aged Care Placement Services says finding the right accommodation can be a real challenge, particularly when time is short and places are limited.

“There is a large range in accommodation and it is a very personal choice – the biggest or prettiest are not always the best,” Mary says.

“Many people are looking for familiarity in the type and style of accommodation, and the other people who also reside in the home – the new neighbours.”

Other things to consider

The policy around aged care has recently changed, and Eric and Mary both stress the importance of talking to experts in the field. While information is available online via myagedcare.gov.au, each situation is different and getting the best advice possible is important.

It is also a difficult transition to plan for, as places in preferred aged care accommodation may not be available, finances may change and the legislation might be updated. Quite often advice, information and choices need to be made relatively quickly.

But Eric and Mary suggest these challenges can be moderated with the knowledge that some of the decisions made are not forever. If people are not happy in the accommodation they initially choose, they can move without too many hassles.

Navigating the transition into aged care accommodation can certainly be challenging. If individuals and their families can receive expert advice from people like Eric and Mary where possible, the outcomes – from a personal, health and financial position – will be enhanced.

As Mary says, “Ultimately my role is helping people through the maze.”

For financial advice and placement support, visit bfs.net.au and agedcareplacementservices.com.au

When it comes to arranging aged care placement for your loved ones, there are experts who can help. Here are a few things to keep in mind.

Recommended reading - Recipes on-the-go

Lifestyle

On-the-go breakfast ideas

Easy, delicious ways to kickstart your morning - even when you’re in a rush.

Read more
Recipes

6 quick and easy breakfast ideas

6 easy and healthy breakfast ideas for an inspiring start to the day.

Read more
Recipes

Quick and easy pizza dough recipe

Chef Adrian Richardson’s foolproof pizza dough recipe is ideal for simple summer meals.

Read more
Recipes

Banana buckwheat pancake recipe

There's nothing quite like pancakes for breakfast. Enjoy this wholesome recipe from Lesh Karan.

Read more
Recipes

Homemade Toasted Muesli recipe

This muesli is quick and so yummy – especially when you have a serve straight from the oven.

Read more
Recipes

Coco-Cacao Truffles Recipe

Power up your afternoon with these scrummy treats

Read more
Recipes

Apple and oat pancakes recipe

Warm, oaty pancakes served with rich stewed apples – the perfect way to brighten up your weekend

Read more
Recipes

Roasted apricot yellow couscous with grilled fish recipe

Bill Granger believes in a relaxed approach to good food. Here, he shares a family favourite.

Read more
Recipes

Avocado smash recipe

Avocados are an Australian breakfast staple. Try an Italian twist on your avocado smash.

Read more
Recipes

Vietnamese pho soup recipe

Fresh, healthy Vietnamese Pho soup recipe you can make at home.

Read more
Recipes

Asparagus, leek and pea tart recipe

Asparagus, Leek and Pea Tart is a delicious and easy dish for lunch or dinner.

Read more
Recipes

Sticky date pancake recipe

Wind up your weekend workouts and treat yourself with these delicious sticky date pancakes.

Read more
Recipes

Barbecued island beef recipe

A dish inspired by coconuts and green pastures

Read more
Lifestyle

Salsa verde recipe

This classic condiment by Peter Kuruvita is great with anything, especially barbecued meat

Read more
Recipes

Vietnamese salad recipe

A fresh, healthy summer salad that’s perfect for lunches.

Read more
Recipes

Cucumber and corn salsa recipe

A refreshing corn salsa perfect for summer.

Read more
Recipes

Simple berry bircher recipe

A bircher muesli that takes 2 minutes to prepare - leave overnight and enjoy for breakfast.

Read more
Lifestyle

Carrot and lentil salad recipe

Brighten your day with this hearty salad

Read more
Recipes

Quinoa sushi bowl recipe

Love sushi? Try this unwrapped quinoa sushi bowl recipe for an interesting variation.

Read more
Recipes

Persimmon, rocket, blue cheese and candied walnut salad recipe

The softly sweet taste of persimmons brings Poh Ling Yeow's fresh and healthy salad to life

Read more
Recipes

Cherry smoothie recipe

Cool down this summer with a low-fat smoothie packed full of cherry superpowers.

Read more
Recipes

BBQ lamb cutlets recipe with a yoghurt, feta and mint dipping sauce

Five:am Yogurt provides natural, healthy products. Here they share a delicious recipe for lamb.

Read more
Recipes

Grilled peaches with vanilla ricotta recipe

Enjoy the last of this season's peaches with this delicious recipe from Rachael Finch.

Read more
Recipes

Prawn and mango salad recipe

To kick off Australia's Healthy Weight Week, Sprout Cooking shares a fresh and juicy salad recipe.

Read more
Recipes

Peach and ham crispbread recipe

Savour the stone fruits and impress your guests with a tasty appetiser by Rachael Finch.

Read more
Lifestyle

Pumpkin soup recipe

This simple winter favourite is spicy and fragrant with ginger, nutmeg and cumin

Read more
Recipes

Chargrilled Mediterranean and macadamia salad recipe

The creamy goodness of Australian macadamias paired with chargrilled Mediterranean veggies

Read more
Recipes

Butternut pumpkin tagine recipe

Infused with spices and full of flavour, this pumpkin tagine is comfort food you feel good about.

Read more
Recipes

Lentil shepherd’s pie recipe

A tasty vegetarian twist on a classic, this tasty pie is what chilly winter days were made for.

Read more
Recipes

Thai pumpkin soup recipe

Creamy smooth pumpkin soup with a kick of hot chilli, fragrant lemongrass and coriander.

Read more
Recipes

Crumbed chicken and salsa in pita recipe

Emily Rose Brott shares a great chicken recipe for kids.

Read more
Recipes

Minestrone soup recipe

This minestrone by Dani of Fitness, Food and Style is packed full of antioxidants.

Read more

For full functionality of this site it is necessary to enable JavaScript. Here are instructions on how to enable JavaScript in your web browser.