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You should read the Medibank Life Insurance combined Product Disclosure Statement and Financial Services Guide or the Medibank Income Protection combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product and base your decision on that document. Medibank Life Insurance and Medibank Income Protection are issued by Swiss Re Life & Health Australia Ltd ABN 74 000 218 306 AFSL 324908. These products are promoted and distributed by Medibank Private Ltd, ABN 47 080 890 259 AR 286089. Medibank Private is acting as the authorised representative of Hollard Financial Services Pty Ltd, ABN 53 128 692 884, AFSL 343079 of Level 38, 2 Park St, Sydney NSW 2000. Advice on this website is general only and does not consider your individual objectives or financial situation. Your personal information will be handled as outlined in the relevant combined Product Disclosure Statement and Financial Services Guide.