When you're young and healthy you shouldn't have to fork out for expensive health insurance that includes things you probably won't use, like hip replacements and hearing aids. We've made choosing budget friendly health cover easy. With clear guidance of what is and isn't included, you'll know what you're paying for.


If you're new to health insurance or shopping around for new cover, Medibank's Young Essentials range could be the budget friendly health cover you're looking for.

Get 1 month free plus claim straight away on most extras*

when you join hospital and extras by June 30. Not available with accident cover.

Not what you're looking for?

View our range of cover options.

  • Accident only

    If you're young, fit and healthy and don't want to pay for things you don't need.

    From$11.58*/week

    Accident

    COVER

    Budget hospital cover so you can get back on your feet sooner after an accident.

    Learn More
  • Just the basics

    If you just want basic hospital and Extras cover.

    From$15.77*/week

    Young

    HOSPITAL

    Budget hospital and Extras services if you're young and healthy.

    Basic 55

    EXTRAS

    The Extras most people use, with 55% back on services at a Members' Choice provider. Limits apply.

    Learn More
  • A little more

    If you want basic hospital services and more back on Extras.

    From$17.80* /week

    Young

    HOSPITAL

    Budget hospital and Extras services if you're young and healthy.

    Basic 70

    EXTRAS

    The Extras most people use, with 70% back at a Members' Choice provider. Limits apply.

    Learn More

Accident only from $11.58 /week*: Price based on Accident Cover Single Cover in New South Wales (varies from State to State). Price for customers eligible for the 30% Australian Government Rebate and nil Lifetime Health Cover loading. Rebate levels vary from 0% to 40%, which you can change when you get a quote. Minimum payment frequency is fortnightly. Fortnightly price from $23.16*.

Just the basics from $15.77 /week*: Price based on Young Hospital and Basic Extras 55 Single Cover in New South Wales (varies from State to State). Price for customers eligible for the 30% Australian Government Rebate and nil Lifetime Health Cover loading. Rebate levels vary from 0% to 40%, which you can change when you get a quote. Minimum payment frequency is fortnightly. Fortnightly price from $31.54*.

A little more from $17.80 /week*: Price based on Young Hospital and Basic Extras 70 Single Cover in New South Wales (varies from State to State). Price for customers eligible for the 30% Australian Government Rebate and nil Lifetime Health Cover loading. Rebate levels vary from 0% to 40%, which you can change when you get a quote. Minimum payment frequency is fortnightly. Fortnightly price from $35.60*.

*For new members on new memberships. Must pay first month and set up direct debit when joining or pay at least six months in advance and get second month free. 2 & 6 month waiting periods on extras waived. Excludes Accident Cover, Visitors Health Insurance, Working Visa Health Insurance, OSHC, Ambulance, Cover and other selected covers. Other waiting periods apply, including 12 months for pre-existing conditions and some dental services. Not available with any other offer.

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