Extras cover

Basic Extras 55 + Young Hospital#
Basic Extras 70
Top Extras 55
Top Extras 70
Top Extras 85
I want coverUltra Health
Cover (hospital & extras)
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Cover from$17.24* weekly

Cover from$34.48* fortnightly

Cover from$75.05* monthly

Up to 55% back at a Members’ Choice provider

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Cover from$6.42* weekly

Cover from$12.84* fortnightly

Cover from$27.95* monthly

Up to 70% back at a Members’ Choice provider

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Cover from$9.79* weekly

Cover from$19.58* fortnightly

Cover from$42.60* monthly

Up to 55% back at a Members’ Choice provider

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Cover from$14.48* weekly

Cover from$28.96* fortnightly

Cover from$62.95* monthly

Up to 70% back at a Members’ Choice provider

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Cover from$18.84* weekly

Cover from$37.68* fortnightly

Cover from$81.95* monthly

Up to 85% back at a Members’ Choice provider

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View Ultra health Cover

Cover from$65.10* weekly

Cover from$130.20* fortnightly

Cover from$283.15* monthly

Up to 100% back at a Members’ Choice provider



More info
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* Price calculated for singles membership in NSW (varies from State to State). Price for customers eligible for the 29.04% Australian Government Rebate and nil Lifetime Health Cover loading. Rebate levels vary from 0% to 38.72%, which you can change when you get a quote. Minimum payment frequency is fortnightly.
#Basic Extras 55 must be purchased with your choice of Young, Basic, Mid or Top Hospital cover. The price shown above is based on Basic Extras 55 & Young Hospital.

Items/Services Waiting Periods (months) Annual Limits (maximum amount we'll pay for items or services in a calendar year) Annual Limits
  • Ambulance services More Information
  • 2
  • No annual limit
  • No annual limit
  • No annual limit
  • No annual limit
  • No annual limit
  • No annual limit
  • General dental


    Includes preventative treatment, dental examinations, scale & clean

    Surgical dental procedures




  • 2



    12
  • $400
  • $750
  • $800
  • No annual limit
  • No annual limit
  • No annual limit
  • Optical items
  • 6
  • $150
  • $200
  • $200
  • $225
  • $250
  • $300
  • Physiotherapy
  • 2
  • $300
  • $600
  • $700
  • $1,000
  • Chiropractic

     

    Osteopathy

  • 2
  • Combined limit of $300
  • Combined limit of $450
  • $200
  • $400
  • $500
  • $750
  • Natural therapies
  • 2
  • $200
  • $300
  • $400
  • $500
  • Major dental^
  • 12
  • -
  • -
  • $500
  • $1,000
  • $1,200
  • $1,600
  • Orthodontics
  • 12
  • -
  • -
  • $400 opening balance, top up of $200 per year up to $1,200 lifetime limit
  • $800 opening balance, top up of $400 per year up to $2,400 lifetime limit
  • $1,000 opening balance, top up of $500 per year up to $3,000 lifetime limit
  • $1,500 opening balance, top up of $500 per year up to $3,500 lifetime limit
  • Prescription pharmaceuticals (non PBS)
  • 2
  • -
  • -
  • $200
  • $400
  • $600
  • $800
  • Dietetics
  • 2
  • -
  • -
  • $200
  • $400
  • $500
  • $600
  • Podiatry
  • 2
  • -
  • -
  • $200
  • $400
  • $500
  • $600
  • Clinical psychology
  • 2
  • -
  • -
  • $200
  • $400
  • $500
  • $600
  • Occupational therapy
  • 2
  • -
  • -
  • $200
  • $400
  • $500
  • $600
  • Speech therapy
  • 2
  • -
  • -
  • $200
  • $400
  • $500
  • $600
  • Eye therapy
  • 2
  • -
  • -
  • $200
  • $400
  • $500
  • $600
  • Breathing appliances

    Peak flow meters, nebulisers & spacing devices

    Blood glucose monitors & blood pressure monitors


  • 12




    24
  • -
  • -
  • $150
  • $200
  • $250
  • $300
  • Hearing aids
  • 36
  • -
  • -
  • $400
  • $800
  • $1,200
  • $1,600
  • Health appliances & external prostheses
  • 2
  • -
  • -
  • $200
  • $400
  • $500
  • $600
  • Laser eye surgery
  • 36
  • -
  • -
  • -
  • -
  • -
  • $3,500 lifetime limit
  • Health subscriptions
  • 2
  • -
  • -
  • -
  • -
  • -
  • $100
  • Health screening services
  • 2
  • -
  • -
  • -
  • -
  • -
  • $200
  • Private hospital accident & emergency facility fees
  • 2
  • -
  • -
  • -
  • -
  • -
  • $250
  • Home nursing
  • 2
  • -
  • -
  • -
  • -
  • -
  • $500
  • Access to health resources
  •         Online Health Hub, Mobile Health Apps
  • Medibank Nurse 24/7, Online Health Hub, Mobile Health Apps

We'll pay benefits towards the items and services listed in the table above. It shows the relevant waiting periods and the annual limits that apply per person per calendar year under each level of cover.

^ Major dental - higher annual limits apply to major dental treatment received in WA (excludes Top Extras 55). Please call us on 134 190 for more details.
Please note, Members' Choice extras providers may not be available in some areas. Find your nearest Members' Choice provider.

Percentage back at Members' Choice providers   

When you visit a Members’ Choice extras provider for eligible services, you’ll get a percentage back of the charge (up to applicable limits). The percentage back you get will depend on the level of cover you choose – the higher the cover, the higher the percentage back.

Optical

Plus at all optical retailers, you can claim 100%** back on a range of glasses or contact lenses regardless of your level of extras cover. Find out more about Members' Choice.

** For eligible services up to your annual limit.Waiting periods apply.

Orthodontic entitlement

You start with an opening balance in the first year and you’re topped up with an additional amount each full calendar year of membership (excluding any waiting periods) up to a maximum lifetime limit for your level of cover. Once you've served your 12 month waiting period, you can claim up to 100% of your balance.

Fixed benefit at non Members' Choice providers

A fixed benefit is the maximum amount we’ll pay for each service or item (up to applicable limits) and it may be less than the providers charge. Generally, the higher the level of cover you choose, the higher the fixed benefit which will help reduce your out-of-pocket expenses.

Annual limits

This is the maximum amount we'll pay for items or services in a calendar year. The benefit we pay for a particular item or service may be less than the annual limit and less than your provider's charge, which means you may have out-of-pocket expenses to pay.

Benefit replacement period

Benefit replacement periods may apply for some services/items. More information on benefit replacement periods.

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