Ambulance insurance

Cover for ambulance services that won't bruise the budget.

from $0.0 /week

Prices vary from state to state, and depending on your age, income and if you’ve held hospital cover previously.

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Call us on 134 190 to update your Medibank cover to:

Avoid costly ambulance transport

If you need immediate medical attention and an ambulance is the only transport available, the last thing you want to worry about is the cost. With Medibank ambulance insurance, you're covered Australia wide.

Included Services Waiting period
Ambulance transport to hospital to receive immediate professional attention 7 days
When an ambulance is called to provide immediate professional attention – even if you don’t need ambulance transport
When, as an admitted patient, you’re transferred between private hospitals
Transport by air ambulance, where pre-approval is obtained from Medibank by the air ambulance provider
Ambulance cover excludes:
  • When immediate professional attention is not required, for example general patient transport
  • Transfers between public hospitals
  • Any ambulance costs that are fully covered by a third party arrangement, such as ambulance-subscription, WorkCover, or the Transport Accident Commission
  • Any fully subsidised air ambulance services, such as South Care and NRMA Care Flight
More details

State ambulance schemes

Qld & Tas:

Ambulance cover is not available to residents of these states as they are covered by state schemes.


Residents with private hospital cover don’t need ambulance cover; it's already funded by a levy on your premium. If you have a Commonwealth concession card, you are entitled to free ambulance services.


We don’t pay benefits if you’re aged 65 or over and are eligible for free ambulance services. If you’re eligible for subsidised services, you may be able to claim the remaining cost from Medibank. A $100 co-payment applies to non-emergency transport as classified by the ambulance service.

For more information call us on 134 190.

Ambulance cover is included in all of our tailored packages


hospital and extras

Mix 'n' match cover to suit you

Create a mix of hospital and extras cover that includes ambulance and fits your lifestyle. Mix 'n' match now >