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Waiting period waiver

special offer - Take out hospital and extras cover by Dec 9 to claim straight away on most extras. Find out more Close

  • How do I get this offer?

    Take out hospital and extras cover by December 9 and then:

    • Pay your first month premium and set up direct debit for future payments
    • Pay at least 6 months up front
  • Who's eligible?

    New members on most new memberships can get this offer. It’s not available with:

    • Corporate Cover
    • Accident cover
    • Visitors & Working Visa Health Insurance
    • Overseas Students Health Cover (OSHC)
    • Ambulance cover
    • ahm covers and other selected covers
  • The fine print

    Here are all the other things you need to know:

    • 2 & 6 month waiting periods on extras waived
    • Other waiting periods may apply, including 12 months for pre-existing conditions and some dental services
    • If switching funds, benefits paid from previous cover are deducted from Medibank annual limits
    • Not available with any other offer

Get the insurance your health deserves:

  • 100% back on extras for kids

    For dependent children and full-time students under 25, up to annual limits at Members’ Choice providers.

  • Accident & ambulance

    Cover for ambulance transport and treatment for injuries sustained in an accident.

  • 100% back on optical

    Claim 100% on optical items up to annual limits at optical retailers across Australia.

  • Choose to save on tax

    Depending on your age and income, you could qualify for tax savings with hospital cover.

*Prices displayed for families in NSW entitled to a 29.040% Australian Government Rebate and nil Lifetime Health Cover loading. Rebate levels vary from 0% to 38.720%, which you can change when you get a quote. Prices vary from state to state. Waiting periods may apply including 12 months for pre-existing conditions and some dental services. Minimum payment frequency is fortnightly.

^ At Members’ Choice providers. Fixed benefits may apply at other providers. Waiting periods and annual limits may apply.

Switch today. It’s easy.

  • FIND Medibank health insurance that suits your needs.

  • JOIN online or on the phone. We’ll help you leave your old fund and get unused premiums refunded.

  • CLAIM. Don’t re-serve waiting periods for services you were already covered for.

Why choose Medibank?

  • No hospital excess for kids

  • Medibank nurse 24/7 with hospital cover

  • Easy apps & online claims

  • Over 10,500 Members’ Choice provider locations

  • 100% Australian owned