PremierPlus: Hospital + Extras + Bonus

Comprehensive packaged cover

Hospital

What's covered?

We cover all services where a Medicare benefit is payable, including:

• Obstetrics-related services
• Assisted reproductive services
• Cardio-thoracic procedures such as angiograms or open heart and bypass surgery
• Colonoscopies
• Appendicitis treatment
• Removal of tonsils and adenoids
• Knee reconstruction surgery and investigations
• Shoulder reconstruction surgery and investigations
• Surgical extraction of wisdom teeth
• Plastic and reconstructive surgery (doesn’t include cosmetic surgery)
• Major eye surgery – including cataract and lens-related services
• Hip and knee joint replacement surgery
• Renal dialysis
• Palliative care
• Psychiatric treatment
• Rehabilitation treatment.

For these services we pay benefits towards:

• Private hospital accommodation

• - Overnight accommodation in a private or shared room
• - Same day admissions
• - Intensive care
• - Theatre fees

• Public hospital accommodation as a private patient

• - Overnight accommodation in a private or shared room
• - Same day admissions (shared room only)

• Surgically implanted prostheses and other items on the Federal Government's Prostheses Schedule

Private Room Guarantee

As an additional feature of PremierPlus, we offer our Private Room Guarantee. This means that if there isn't a private room available at a Members' Choice hospital and you’re eligible to receive benefits under PremierPlus for the treatment you received during your stay, you may be entitled to receive $50 a night up to a maximum of five nights per stay.

You’ll need to make sure you request a private room at least 24 hours before your stay, as well as provide supporting documentation from the hospital about your request. The Private Room Guarantee won’t apply for same day admissions, admissions for sleep studies or where your doctor considers that you should be located in a shared room for clinical reasons.

Extras

What's covered?

We'll pay benefits towards:

• General dental and endodontic services (e.g. root canal)
• Optical items
• Physiotherapy
• Pharmaceutical prescriptions (non-PBS)
• Medically necessary ambulance transport

Plus you'll also get benefits for:

• Major dental such as orthodontic treatment
• Alternative therapies such as chiropractic and naturopathy
• Other therapies such as podiatry and speech therapy
• Health appliances such as hearing aids and blood glucose monitors
• Clinical psychology consultations
• School accidents.

Check out the comparison table to find out about the annual limits and sub-limits that apply to benefits for extras items and services.

Take the package, get a bonus

PackageBonus is an amount of money that accumulates each year to help you pay for a range of approved membership and health-related expenses (e.g. travel vaccinations and stop smoking programs).

Find out more about PackageBonus

How the PackageBonus works

Any member may claim PackageBonus benefits up to the maximum membership limit.

PackageBonus entitlements

There is a 6 month waiting period and entitlements apply from 1 January each year.

Any unused PackageBonus will be added to the following year’s entitlement up to the maximum membership limit shown above, provided you stay on the same membership and on a cover with a PackageBonus.

Before you join it's important that you take a look at Things worth knowing for information on waiting periods (including pre-existing ailments) and other benefit assessment information.

Is this cover right for me?

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Other Joining Options

Call us on:

132 331 within Australia
+61 3 8622 5780 outside Australia

8am - 8pm Monday to Friday or
8am - 4pm on Saturday,
Australian Eastern Standard Time