MyOptions: Hospital + Extras + Bonus

Basic packaged cover

I’m young and healthy, so I only want hospital cover for the unexpected, and cover for extras services I’m likely to use, like dental and remedial massage.
  • No annual limit on general dental
  • Avoid the Medicare Levy Surcharge
  • No excess
  • Flexi-Bonus
  • Only available as a single or couple membership

Hospital

What's covered?

We cover the following included services:

  • Injuries sustained in an accident
  • Knee reconstruction surgery and investigations
  • Shoulder reconstruction surgery and investigations
  • Appendicitis treatment
  • Removal of tonsils and adenoids
  • Surgical extraction of wisdom teeth.

For these included services, we pay benefits towards:

  • Private hospital accommodation
  • - Overnight accommodation in a private or shared room
  • - Same day admissions
  • - Intensive care
  • - Theatre fees
  • Public hospital accommodation as a private patient
  • - Overnight accommodation in a private or shared room
  • - Same day admissions (shared room only)
  • Surgically implanted prostheses and other items on the Federal Government's Prostheses Schedule

What's restricted?

We cover the following restricted services but pay lower benefits towards them in a private hospital.

  • Palliative care
  • Psychiatric treatment
  • Rehabilitation treatment.

What's not covered?

We don’t pay benefits for services which are not listed above as included or restricted.

Extras

Core services:

Flexi-Extras & Flexi-Bonus

MyOptions includes Flexi-Extras and Flexi-Bonus. Flexi-Extras allows you to claim over and above the core extras services. The Flexi-Bonus is a yearly amount you can use to top up your benefits on any of the extras services available, as well as for specified natural therapy consultations.

Flexi-Extras Services Annual limits (non-cumulative)
Flexi-Extras is in addition to the core services covered under MyOptions. You choose how to use your extras benefits from this range of additional services.
  • Physiotherapy
  • Pharmaceutical prescriptions (non-PBS)
  • Major dental (e.g. orthodontic treatment)
  • Alternative therapies including chiropractic and naturopathy
 Year 1 $350
Year 2 $450
Year 3 $550
Year 4 $650
Year 5 $750
Sub limits apply
Flexi-Bonus Services Annual limits (non-cumulative)
This yearly bonus works in three ways. You can:
  • top up your benefits on any of the core services
  • top up your benefits on any Flexi-Extras services listed above
  • use it towards consultations for the listed natural therapies.
  • Reflexology
  • Shiatsu
  • Homeopathy
  • Chinese herbalism
  • Western herbalism
  • Alexander technique
  • Bowen therapy
  • Exercise physiology
  • Aromatherapy
  • Kinesiology
 Year 1 $100
Year 2 $125
Year 3 $150
Year 4 $175
Year 5 $200
Check out the comparison table to find out about the annual limits and sub-limits that apply to benefits for extras items and services.

Before you join it's important that you take a look at Things worth knowing for information on waiting periods (including pre-existing ailments) and other benefit assessment information.

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Other Joining Options

Call us on:

132 331 within Australia
+61 3 8622 5780 outside Australia

8am - 8pm Monday to Friday or
8am - 4pm on Saturday,
Australian Eastern Standard Time