About the Federal Government Rebate (FGR)
The Federal Government 30% Rebate on private health insurance reduces your premium and makes private health insurance more affordable.
If eligible, you get at least a 30% rebate on your private health insurance premium. As you get older you get even more back as the rebate increases. Plus, you only need one person on your membership to be in the higher age bracket to be eligible for the higher rebate.
How much is the Federal Government 30% Rebate if I take out health insurance?
That depends on your age:
- 30% off your premium if you’re 64 or under
- 35% off your premium if you’re 65–69
- 40% off your premium if you’re 70 or over.
You can claim the 35% or 40% rebates on your entire membership as soon as at least one member fits into either of the relevant age categories.
How do I access the rebate?
If you’re eligible for the rebate there are three ways you can access it.
- Automatic reduction in premiums – just fill in and return the Federal Government 30% Rebate registration form Federal Government 30% Rebate registration form. The rebate will then be automatically deducted from your premium.
- Through Medicare – contact us to request your Medibank Private receipt and then take it to any Medicare office to claim your rebate.
- Your Tax Return – at the end of each financial year, you’ll receive a Private Health Insurance Statement from us. Refer to this statement to find out the amount you’re eligible to claim on your tax return.
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