Plan B – Medibank Private Australia Only
Plan A – Medibank Private Australia Only
Provides cover for travelling within Australia only. Note that this is not a medical plan, it covers you largely for your luggage and the risk of cancellation or disruption of travel.
Cover applies from when you leave Australia to go directly to the place you depart from your travels, and ends when you return to your home.
Please note: the cancellation benefit is a pre-travel benefit that covers you from the moment you buy your policy.
This plan does not cover travel to Norfolk Island. Please refer to Plan A Comprehensive – Pacific.
This is a summary of benefits. Please read the Product Disclosure Statement carefully for the complete details of “What we will pay” and “What we will not pay”. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the product disclosure statement.
Plan B Medibank Private Australia Only
Benefits
| Section |
Benefit |
Single |
Duo(per person) |
Family |
| 1 |
Cancellation Fees and Lost Deposits |
unlimited |
unlimited |
unlimited |
| 4 |
Additional Expenses |
$50,000 |
$50,000 |
$100,000 |
| 6 |
Accidental Death |
$25,000 |
$25,000 |
$50,000 |
| 11 |
Luggage and Personal Effects |
$7,500 |
$7,500 |
$15,000 |
| 13 |
Travel Delay – Disruption of Journey |
$2,000 |
$2,000 |
$4,000 |
| 15 |
Personal Liability |
$5 million |
$5 million |
$5 million |
| 16 |
Rental Vehicle |
$3,000 |
$3,000 |
$3,000 |
Plan B Medibank – Australia Only
Amount Payable
| |
Single |
Duo |
Family |
| 5 days |
$41 |
$36.90 |
$74 |
$66.60 |
$82 |
$73.80 |
| 8 days |
$46 |
$41.40 |
$83 |
$74.70 |
$92 |
$82.80 |
| 12 days |
$54 |
$48.60 |
$97 |
$87.30 |
$108 |
$97.20 |
| 14 days |
$61 |
$54.90 |
$110 |
$99.00 |
$122 |
$109.80 |
| 23 days |
$70 |
$63.00 |
$126 |
$113.40 |
$140 |
$126.00 |
| 30 days |
$82 |
$73.80 |
$148 |
$133.20 |
$164 |
$147.60 |
| 35 days |
$90 |
$81.00 |
$162 |
$145.80 |
$180 |
$162.00 |
| Non-members prices |
Medibank Private members 10% discount prices |
| Premiums listed are for travellers up to 70 years of age only. Travellers aged 71 years and over are required to pay an additional premium as follows: |
| Travellers aged 71 – 75 years: |
+ 50% of single premium |
| Travellers aged 76 – 80 years: |
+ 100% of single premium |
| Travellers aged 81 years and over: |
+ 200% of single premium |
Summary Of Benefits
This is only a Summary of the Benefits. Please read the policy wording carefully for the complete details of “We Will Pay” and “We Will Not Pay” and which types of cover are provided under each plan. Importantly, please note that exclusions and limits do apply to the cover and these are set out in the policy wording.
Section 1 Cancellation Fees and Lost Deposits
Cover for lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control,
such as:
- Sickness
- Accidents
- Strikes
- Collisions
- Retrenchment
- Natural Disasters
Section 4 Additional Expenses
Cover for additional accommodation and travel expenses caused by your health problems or someone else’s resulting from:
- Sickness
- Accidental injury
- Death
Also cover for travelling companion or relatives accommodation and travel expenses to travel to, stay near or escort you resulting from:
- Hospitalisation
- Medical Evacuation
Section 6 Accidental Death
A Death Benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury.
Section 11 Luggage and Personal Effects (additional options available)
Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:
- Luggage
- Spectacles
- Personal Effects
- Personal Computers
- Cameras
Section 13 Travel Delay Allowance
Cover for additional meals and accommodation expenses if your journey is disrupted due to circumstances beyond your control after an initial 6 hour delay.
Section 15 Personal Liability
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
Section 16 Rental Vehicle
Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:
- Stolen
- Crashed
- Damaged and/or cost of returning rental vehicle due to you being unfit
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