What is not covered?
OSHC (Overseas Student Health Cover) will not pay benefits for any of the following:
- Pregnancy related services (including premature births, miscarriages and terminations) if the visa is for 3 months or less. This applies whether or not you or your spouse were pregnant at the time of joining. However, you will be entitled to immediate benefits for pregnancy related services provided by a medical practitioner if the length of your visa is more than 3 months, or from the date it is extended to a period of more than 3 months;
- Treatment for medical conditions, or disabilities, in existence before you came to Australia during the first 12 months of membership;
- Assisted reproduction services, such as in-vitro fertilisation (IVF);
- Treatment arranged before you came to Australia;
- Treatment provided while travelling to or from Australia;
- Treatment for which compensation or damages can be claimed either in Australia or overseas;
- Additional charges for single room accommodation in a public hospital;
- Treatment for any of your children over 18 years of age;
- Treatment which would not otherwise be covered under the
Medicare Benefits Schedule e.g. health screening services or cosmetic surgery;
- Some prescriptions such as oral contraceptive items;
- The difference between the benefits paid and the actual fees; and
- Cosmetic surgery.
In addition OSHC does not pay for services such as:
- Dental;
- Physiotherapy; and
- Optical (items such as glasses and contact lenses).
If you wish to be covered for these expenses, Medibank Private has a choice of four levels of insurance to help you. Ask us about these covers when you arrive in Australia.
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132 331 within Australia
+61 3 8622 5780 outside Australia
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8am - 4pm on Saturday,
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