Healthy Plus – Hospital + Extras + Bonus

A good choice if you don’t have any particular health concerns and you just want basic cover for most hospital services and commonly used extras services.

 

  • Restricted services
  • Budget-friendly
  • No excess for kids

Hospital

What's covered?

Included services:

We'll pay benefits towards (less any applicable excess):

  • Private hospital accommodation
  • - Private room
  • - Same day admission
  • - Intensive care
  • - Theatre fees
  • Public hospital accommodation as a private patient
  • - Overnight accommodation in a shared or private room
  • - Same day admissions (shared room only)

Restricted services

We'll pay lower benefits in a private hospital for:

  • In-hospital psychiatric or rehabilitation treatment
  • Cardio-thoracic procedures such as angiograms or open heart and bypass surgery
  • Major eye surgery
  • Hip and knee joint replacement surgery
  • Obstetrics-related services
  • Assisted reproductive services such as IVF and GIFT
  • Plastic and reconstructive surgery.

More on restricted services.

Your excess

This cover includes an excess of $200, which applies each time a member is admitted to hospital. You won't pay more than $500 per single membership or $1,000 per couple/family membership each calendar year.

Extras

What's covered?

We'll pay benefits towards:

Check out the comparison table to find out about the annual limits and sub-limits that apply to benefits for extras items and the above services.

Take the package, get a bonus

PackageBonus

It's an amount of money that accumulates each year to help pay for a range of approved membership and health-related expenses.

How the PackageBonus works

Any member may claim PackageBonus benefits up to the maximum membership limit.

PackageBonus entitlements

There is a 6 month waiting period, and entitlements apply from 1 January each year.

  Single membership

Couple, family and 
single parent family membership
First calendar year of membership $50 $100
Second calendar year of membership and each calendar year thereafter $100 $200
Maximum membership limit $500 $1,000

Any unused PackageBonus will be added to the following year’s entitlement up to the maximum membership limit shown above, provided you stay on the same membership and on a cover with a PackageBonus.

Before you join it's important that you take a look at Things Worth Knowing for information on waiting periods (including the pre-existing ailment rule) and other benefit assessment information.

If you are unsure of a term or phrase used, check out our Glossary.

Call Me Back

If you would like a Medibank Private consultant to call you, just let us know when is suitable to call you.

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Other Joining Options

Call us on:

132 331 within Australia
+61 3 8622 5780 outside Australia

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8am - 4pm on Saturday,
Australian Eastern Standard Time