Intermediate Hospital

A good option with cover for a broad range of services. Worth considering if you’re active and don’t have any particular health issues or you’re thinking of starting a family.

  • Cover for a wide range of services with some exclusions
  • Optional excess to help reduce your premium
  • Includes obstetrics-related services
  • No excess for kids

What's covered?

We'll pay benefits towards (less any applicable excess):

  • Private hospital accommodation
  • - Private room
  • - Same day admission
  • - Intensive care
  • - Theatre fees
  • Public hospital accommodation as a private patient
  • - Overnight accommodation in a shared or private room
  • - Same day admissions (shared room only)

What's not covered?

Excluded services:

  • Major eye surgery
  • Hip and knee joint replacement surgery
  • Renal dialysis.

Your excess options

An excess is an amount that you agree to pay if admitted to hospital in exchange for lower premiums. It is paid per member per calendar year. Your excess options are:

  No excess Level 2
Excess  options $0 $250

Before you join it’s important that you take a look at Things Worth Knowing for information on waiting periods (including the pre-existing ailment rule) and other benefit assessment information.

If you are unsure of a term or phrase used, check out our Glossary.

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Other Joining Options

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132 331 within Australia
+61 3 8622 5780 outside Australia

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8am - 4pm on Saturday,
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