First Choice Hospital
A great choice if you’re young, fit and healthy and just want cover to avoid the Medicare Levy Surcharge and protect against the unexpected.
- Basic hospital cover with restricted services
- Choose a higher excess to reduce your premium
What's covered?
We'll pay benefits towards (less any applicable excess):
- Private hospital accommodation
- - Private room
- - Same day admission
- - Intensive care
- - Theatre fees
- Public hospital accommodation as a private patient
- - Overnight accommodation in a shared or private room
- - Same day admissions (shared room only)
Restricted services
We’ll pay lower benefits in a private hospital for:
- In-hospital psychiatric or rehabilitation treatment
- Cardio-thoracic procedures such as angiograms or open heart and bypass surgery
- Major eye surgery
- Hip and knee joint replacement surgery
- Obstetrics-related services
- Assisted reproductive services such as IVF and GIFT
- Plastic and reconstructive surgery.
More on restricted services.
Your excess options
An excess is an amount that you agree to pay if admitted to hospital in exchange for lower premiums. It is paid per member per calendar year. Your excess options are:
|
Level 1 |
Level 2 |
Level 3 |
|
Excess options |
$150 |
$250 |
$500 |
Before you join it's important that you take a look at Things Worth Knowing for information on waiting periods (including the pre-existing ailment rule) and other benefit assessment information.
If you are unsure of a term or phrase used, check out our Glossary.
Call Me Back
If you would like a Medibank Private consultant to call you, just let us know when is suitable to call you.
Get me a quote
Other Joining Options
Call us on:
132 331 within Australia
+61 3 8622 5780 outside Australia
8am - 8pm Monday to Friday or
8am - 4pm on Saturday,
Australian Eastern Standard Time