Extras cover
* This price is based on a singles membership in NSW, which includes the Federal Government Rebate and a 0% Lifetime Health Cover loading. Basic Extras 55 must be purchased with Young, Basic, Mid or Top hospital cover. The price shown is based on Basic Extras 55 and Young Hospital. The minimum payment frequency is fortnightly. Please click here for information on your payment options.
Take a look ...
If you want a budget friendly extras option with cover for just a few key services like dental check-ups, optical and remedial massage.
What's included?
Affordable cover for key health services and items like general dental, prescription glasses and contact lenses, physio and chiro. You'll get 55% back of the charge at Members' Choice Providers for eligible services up to your annual limit.
Purchase with...
Basic Extras 55 must be taken with an eligible hospital cover of your choice.
We'll pay benefits towards the items and services listed in the table below. It shows the relevant waiting periods and the annual limits that apply per person per calendar year under each level of cover.
^ Major dental - higher annual limits apply to major dental treatment received in WA for Top Extras 70, Top Extras 85 and Ultra Health Cover. Please call us on 132 331 for more details.
Please note, Members' Choice extras providers may not be available in some areas. Click here to find your nearest Members' Choice provider.
Members' Choice extras providers 
We’ve negotiated capped charges or discounts with the following healthcare professionals so you can claim a percentage back** of 55%, 70%, 85% or 100% depending on your level of cover: Dental, Acupuncture, Physio, Remedial Massage, Chiro, Podiatry, Naturopathy
Optical
Plus at all optical retailers, you can claim 100%** back on a range of glasses or contact lenses regardless of your level of extras cover.Find out more about Members' Choice.
** For eligible services up to your annual limit.
Fixed benefit
You'll receive a fixed benefit when you visit a non Members' Choice provider. A fixed benefit is the maximum amount we'll pay for each service or item (up to applicable limits). Usually it will be less than the provider's charge, which means you may have out-of-pocket expenses to pay.
Annual limits
This is the maximum amount we'll pay for items or services in a calendar year. The benefit we pay for a particular item or service may be less than the annual limit and less than your provider's charge, which means you may have out-of-pocket expenses to pay.
Benefit replacement period
Benefit replacement periods may
apply for some services/items. Click here for more information.