Extras cover

* Price calculated for singles membership in NSW, which includes the Federal Government Rebate and a 0% Lifetime Health Cover loading. The minimum payment frequency is fortnightly. Please click here for information on your payment options. Basic Extras 55 must be purchased with your choice of Young, Basic, Mid or Top Hospital cover. The price shown above is based on Basic Extras 55 & Young Hospital.

We'll pay benefits towards the items and services listed in the table above. It shows the relevant waiting periods and the annual limits that apply per person per calendar year under each level of cover.

^ Major dental - higher annual limits apply to major dental treatment received in WA for Top Extras 70, Top Extras 85 and Ultra Health Cover. Please call us on 132 331 for more details.
Please note, Members' Choice extras providers may not be available in some areas. Click here to find your nearest Members' Choice provider.

Members' Choice extras providers   

We’ve negotiated capped charges or discounts with the following healthcare professionals so you can claim a percentage back** of 55%, 70%, 85% or 100% depending on your level of cover: Dental, Acupuncture, Physio, Remedial Massage, Chiro, Podiatry, Naturopathy

Optical

Plus at all optical retailers, you can claim 100%** back on a range of glasses or contact lenses regardless of your level of extras cover. Find out more about Members' Choice.

** For eligible services up to your annual limit.

Orthodontic entitlement

You start with an opening balance in the first year which is topped up with an additional amount each full calendar year of membership (excluding any waiting periods) up to a maximum lifetime limit for your level of cover. Once you've served your 12 month waiting period, you can claim up to 100% of your balance.

Fixed benefit

You'll receive a fixed benefit when you visit a non Members' Choice provider. A fixed benefit is the maximum amount we'll pay for each service or item (up to applicable limits). Usually it will be less than the provider's charge, which means you may have out-of-pocket expenses to pay.

Annual limits

This is the maximum amount we'll pay for items or services in a calendar year. The benefit we pay for a particular item or service may be less than the annual limit and less than your provider's charge, which means you may have out-of-pocket expenses to pay.

Benefit replacement period

Benefit replacement periods may apply for some services/items. Click here for more information.