Smart Choice Extras

Intermediate extras cover

I want cover for a little more than just the everyday things – like reflexology and naturopathy.

Generous annual limits for general dental and optical items
Great options with Flexi-Fund
Cover for alternative therapies including acupuncture and myotherapy

What's covered?

We'll pay benefits towards:

General dental and endodontic services (e.g. root canal)
Optical items
Physiotherapy
Pharmaceutical prescriptions (non-PBS)
Medically necessary ambulance transport (except in Qld and Tas)

Flexibility with Flexi-Fund

Each year you'll be able to claim up to $300 per person to a maximum of $600 per couple/family membership to spend on the following services:

Major dental such as orthodontic treatment
Alternative and natural therapies such as chiropractic and remedial massage
Other therapies such as podiatry and speech therapy
Health appliances such as nebulisers and blood glucose monitors
Clinical psychology consultations.

Check out the comparison table to find out about the annual limits and sub-limits that apply to benefits for extras items and services.

Before you join it’s important that you take a look at Things worth knowing for information on waiting periods (including pre-existing ailments) and other benefit assessment information.

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Other Joining Options

Call us on:

132 331 within Australia
+61 3 8622 5780 outside Australia

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9am - 4pm on Saturday,
Australian Eastern Standard Time