HealthyPlus

Basic hospital cover with the added benefit of a PackageBonus.
  • Basic packaged cover
  • Rewards you with a PackageBonus
  • Pays lower benefits for services we believe a young and healthy person is less likely to require
  • Choice of doctor and hospital
  • No Excess for Children
  • Free check-up, scale and clean when you visit a Members' Choice dentist
  • Covers Medically Necessary Ambulance Transport
  • Avoid the Medicare Levy Surcharge
  • Access to our betterhealth programs

HealthyPlus Hospital

What's covered?

We'll pay Benefits towards:

Restricted Services

We'll pay lower Benefits in a private hospital for:

  • In-hospital psychiatric or rehabilitation treatment.
  • Cardio-thoracic Procedures such as angiograms or open heart and bypass surgery.
  • Major Eye Surgery.
  • Hip and knee joint replacement surgery.
  • Obstetrics-related Services
  • Assisted reproductive services such as IVF and GIFT.
  • Plastic and reconstructive surgery.

Public hospital

If you choose to go to a public hospital as a private patient we cover the cost of (less any applicable Excess):

  • Overnight accommodation for shared and private room
  • Shared room only for Same Day Admissions.

Excess

This cover includes an Excess of $200 which applies each time a Member is admitted to hospital.

  • You will not pay more than $500 per Single Membership and $1,000 for Couple Memberships each Calendar Year.
  • If your Dependant Child is admitted to hospital , you won't have to pay the Excess.

HealthyPlus Extras

What's covered?

We'll pay Benefits towards:

  • General Dental
  • Endodontic Services
  • Optical items
  • Physiotherapy
  • Pharmaceutical Prescriptions (non-PBS)
  • Medically Necessary Ambulance Transport.

With HealthyPlus, you can enjoy extras cover for services such as General Dental and physiotherapy, and items such as optical appliances, without having to pay for cover or services you may not need.

PackageBonus

It's an amount of money that accumulates each year to help pay for a range of approved Membership and health-related expenses.

How the PackageBonus works

Each Member may claim PackageBonus Benefits up to their individual cumulative limit. When a Membership consists of 3 or more persons, it is not possible for all the Members to claim their full individual PackageBonus within the same Calendar Year.

PackageBonus entitlements

There is a 6 month Waiting Period and entitlements apply from 1 January each year.

  Single Membership Couple, Family and Single Parent Family Membership
    Per Person Overall
First Calendar Year of Membership $50 $50 $100
Second Calendar Year of Membership and each Calendar Year thereafter $100 $100 $200
Maximum limit at any one time $500 $500 $1,000

Any unused PackageBonus will be added to the following year's entitlement up to the maximum limit shown above. Subject to this, if you do not use it, you will not lose it, as long as you continuously remain a Member of SmartPlus, HealthyPlus, AdvantagePlus or PremierPlus.

Find out more about HealthyPlus Extras or see more on Waiting Periods, Annual Limits and other Benefit assessment information.

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If you would like a Medibank Private consultant to call you, just let us know when is suitable to call you.

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Other Joining Options

Call us on:

132 331 within Australia
+61 3 8622 5780 outside Australia

8am - 8pm Monday to Friday or
8am - 4pm on Saturday,
Australian Eastern Standard Time