Smart Choice Hospital
Provides protection for an extensive range of hospital services and includes a Daily Co-payment to lower your premium.
- Intermediate hospital cover
- Optional Excess to reduce your premium
- Includes a Daily Co-payment to further reduce your premium
- No Excess or Daily Co-payment for Children
- No Restricted Services
What's covered?
We'll pay Benefits towards:
Public Hospital
If you choose to be treated in a public hospital as a private patient, we will cover the cost of a shared room only for both overnight accommodation and Same Day Admissions, less any applicable Excess. If you receive treatment in a private room, you may have to pay an additional amount.
Excess
An Excess is an amount that you agree to pay if admitted to hospital in exchange for lower premiums.
The Excess options are:
|
Singles |
Couples, Families and Single Parent Families |
| Level 1 |
$150 |
$300 |
| Level 2 |
$250 |
$500 |
Daily Co-payment
For treatment in Members' Choice and Contracted Hospitals, the Daily Co-payment will be:
| Type of hospital admission |
Daily Co-Payment amount |
| Same Day |
$50 |
| Overnight stay |
$50 a day - shared room
$80 a day - private room |
} to a maximum of $280 per hospital stay |
If your Dependent Child is admitted to hospital you won’t have to pay the Excess or Daily Co-payment.
Additional out-of-pocket expenses may apply in Contracted Hospitals and in non Members' Choice Hospital.
See further information on Waiting Periods, Annual Periods, Annual Limits and other Benefit assessment information.
Call Me Back
If you would like a Medibank Private consultant to call you, just let us know when is suitable to call you.
Get me a quote
Other Joining Options
Call us on:
132 331 within Australia
+61 3 8622 5780 outside Australia
8am - 8pm Monday to Friday or
8am - 4pm on Saturday,
Australian Eastern Standard Time