First Choice Hospital
Provides cover for most hospital treatments, while paying lower Benefits for services you may not need.
- Basic hospital cover
- Choose a higher Excess to reduce your premium
- Choice of doctor and hospital
- Avoid paying the Medicare Levy Surcharge
- No Excess for Children
- Covers Medically Necessary Ambulance Transport
- Access to our betterhealth programs
What's covered?
We'll pay Benefits towards:
Restricted Services
We'll pay lower Benefits in a private hospital for:
- In-hospital psychiatric or rehabilitation treatment
- Cardio-thoracic Procedures, such as angiograms or open heart or bypass surgery
- Major Eye Surgery
- Hip and knee joint replacement surgery
- Obstetrics-related Services
- Assisted reproductive services such as IVF and GIFT
- Plastic and reconstructive surgery.
Public Hospital
If you choose to be treated in a public hospital as a private patient, we cover the cost of (less any applicable Excess):
- overnight accommodation in a shared or private room
- shared room only for Same Day Admissions.
Excess
An Excess is an amount that you agree to pay if admitted to hospital in exchange for lower premiums.
The Excess options are:
|
Singles |
Couples, Families and Single Parent Families |
| Level 1 |
$150 |
$300 |
| Level 2 |
$250 |
$500 |
| Level 3 |
$500 |
$1000 |
If your Dependent Child is admitted to hospital you won't have to pay the Excess.
See further information on Waiting Periods, Annual Limits and other Benefit assessment information.
Call Me Back
If you would like a Medibank Private consultant to call you, just let us know when is suitable to call you.
Get me a quote
Other Joining Options
Call us on:
132 331 within Australia
+61 3 8622 5780 outside Australia
8am - 8pm Monday to Friday or
8am - 4pm on Saturday,
Australian Eastern Standard Time