Disclaimer

1. By visiting and using the Medibank Private Ltd website ('Site'), including any linked pages or information owned by Medibank Private Ltd, you agree to be bound by and abide by the following terms and conditions
2. Any disputes arising from, in relation to or in connection with the information contained on this Site are to be governed by the law of the State of Victoria. By visiting and using the Site you unconditionally submit to the jurisdiction of the Courts of that State.
3. The materials on this Site have been prepared for general information purposes only. The information on this Site, or on any other website accessed via this Site or otherwise, may not necessarily be accurate, complete or current. All results from the calculators are simulations which are indicative approximations only and are neither a quote nor a pre-qualification for cover.
4. No person should act or fail to act on the basis of these materials. To the maximum extent permitted by law, Medibank Private and its officers, employees and agents disclaim any liability (including liability for negligence) to any person arising out of: any action or failure to act by any person in accessing, downloading, uploading, using or relying on or dealing in any way with any materials from the Site or from any other website on the Internet;
   any errors or omissions on the Site or on any other website on the Internet (including but not limited to errors or omissions arising as a result of the negligence of Medibank Private or its officers, employees and agents); or
   any delay or interruption in access to or use of the Site or any other website on the Internet (including but not limited to delay or interruption arising as a result of the negligence of Medibank Private or its officers, employees and agents).
5. You accept all risks and responsibility for losses, damages, costs and other consequences resulting directly or indirectly from using the Site or any other website on the Internet and in relation to any information or material available from those sites. Medibank Private reserves the right, in its absolute discretion, to delete, alter or move any message or other posted material on the Site. Medibank Private is under no obligation to update any information on the Site, or to correct any inaccuracy on the Site that may become apparent at a later time.
6. The information on this site is current at 01/04/09. Rules and benefit levels may change from time to time. If you anticipate treatment or a procedure for which you are expecting a benefit from Medibank Private, please contact us BEFORE commencing treatment to establish whether the benefit you expect will be paid.
   Provider references
7. Where Medibank Private advertises on behalf of a provider or appears by reference of logo or otherwise in an advertisement of any provider, to the fullest extent allowed by law, such advertising or reference is not to be construed as:
   1. an endorsement;
   2. an acknowledgment or representation as to fitness for purpose;
   3. a recommendation or warranty of, for, or in relation to the product or service of the provider.
8. Accordingly Medibank Private, to the fullest extent allowed by law, neither takes nor assumes any responsibility for the product or service provided.
9. Members should rely on their own inquiries and seek any assurance or warranties directly from the provider of the service or product.
10. Copyright
    The information provided in the Site, and its design, text, graphics and software, are (unless otherwise stated) copyright of Medibank Private.
11. You are granted a revocable license to download the materials contained in this Site for your personal use, including for the purpose for transacting with Medibank Private. You must not otherwise modify, copy, reproduce, republish, frame, upload, post, transmit or distribute the contents of the Site in any way, except as expressly provided for on the Site, or with the written authorisation of Medibank Private.
12. Links and framing
    Medibank Private does not warrant the accuracy of any hypertext links provided on the Site, nor the suitability or accuracy of any content located at those links. Links and frames connecting the Site with other websites are for convenience only and do not mean that Medibank Private is associated with, endorses or approves those other websites, their content, or the people who run or contribute to them. Use or reliance on the content of those websites is at the user's own risk.
13. Viruses
    Medibank Private does not represent or warrant that any files displayed or obtained from or through this Site, or and other website linked to it, are free from computer viruses or other defects. Any such files are provided, and may only be accessed or used, on the basis that the user assumes all responsibility for any loss, damage or consequence resulting directly or indirectly from the use of those files. Medibank Private's liability for such an event is limited to the resupply of those files.
    Warning re policy terms and availability
14. All policies are subject to the terms and conditions of the Fund Rules, which are available for inspection at your nearest Medibank Private retail centre.
15. Medibank Private health insurance coverage is only available to Australian residents and holders of valid Australian visas.

If you have any questions about the issues covered in this site, please visit your nearest Retail Centre to speak to a Medibank Private representative or call 132331. I have read and understand the terms and conditions and agree to be bound by them as a condition of my membership.